Westmoreland County property record for 311 Locust Ave, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 919 sqft · built 1980 |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Sep 2024) |
| Tax Bill | $466 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Sep 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3A4-3-19-30 |
| Primary APN | 3A4-3-19-30 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 919 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 22651 |
|---|---|
| Old Parcel Number | 3A4-3-19-30 |
| Street Address | 311 LOCUST AVE |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-4701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DB |
| Legal Description | BLUFF POINT LOT 30 BK 19DB 983 PG 656 |
| Legal Subdivision | BLUFF POINT |
| Legal Block | 19 |
| Legal Lot Number | 30 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 10402 |
Source: Westmoreland County records, as of January 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 311 LOCUST AVE, COLONIAL BEACH, VA 22443-4701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Sep 19, 2022 | Warranty Deed, Transfer GUARANTY TITLE AGENCY INC |
| Jul 18, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage PARTY III |
| Dec 4, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2024 · Amount on Record |
| Deed Sale | Sep 13, 2024 · Amount on Record |
| Prior Sale | Sep 19, 2022 · Amount on Record |
| Deed Document Number | 09830656 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 311 LOCUST AVE, COLONIAL BEACH, VA 22443-4701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0009630457 |
|---|---|
| Date | Jan 11, 2023 |
| Instrument | 09630457 |
| Name | PLAINS COMMERCE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Sep 19, 2022 |
| Property Address | 311 LOCUST AVE, COLONIAL BEACH, VA 22443-4701 |
| Document Number | 0009591372 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 09591372 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Title Company | GUARANTY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9504 QUAIL MEADOWS DR, SPOTSYLVANIA, VA 22551-3361 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Jul 18, 2022 |
| Property Address | 311 LOCUST AVE, COLONIAL BEACH, VA 22443-4701 |
| Document Number | 0009571491 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 09571491 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | GUARANTY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3173, FREDERICKSBURG, VA 22402-3173 |
| Document Number | 0009571493 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 09571493 |
| Name | PARTY III |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Dec 4, 2017 |
| Property Address | 311 LOCUST AVE, COLONIAL BEACH, VA 22443-4701 |
| Document Number | 0009020183 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 9020183 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 HICKORY HILL LN, FREDERICKSBURG, VA 22405-3535 |
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Colonial Beach Town |
| County | Westmoreland County |
| Unified School District | Colonial Beach Town Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $466.00 (+4.95%) | $111,100 (-) Land $34,200 Building $76,900 | $111,100 (-) Land $34,200 Building $76,900 |
| 2023 | $111,100 Land $34,200 Building $76,900 | $111,100 Land $34,200 Building $76,900 | |
| 2022 | $444.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VA AMERICAN DARL SUBDIVISION private · serves 63 people · EPA ID VA4193320 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | TOWN OF COLONIAL BEACH |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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