Richland County property record for 317 Large Oak Loop, Columbia, SC 29209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,385 sqft · built 2014 |
| Lot Size | 0.064 acres (2,817 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $132,900 (Jun 2014) |
| Tax Bill | $940 (2023) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16505-10-16 |
| Primary APN | 16505-10-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,385 sqft Heated Area |
| Gross Area | 1,573 sqft |
| 1st Floor Area | 1,385 sqft |
| Utility Area | 25 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,817 sqft (0.064 acres) |
| Porch | Slab |
| Porch Area | 35 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01913816 |
|---|---|
| Street Address | 317 LARGE OAK LOOP |
| City | COLUMBIA |
| State | SC |
| Zip | 29209-1756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | LOT 34 43X68.8X43X68.9 #SU AMELIA FOREST #PR RB1188-472 1356-561 |
| Legal Subdivision | AMELIA FOREST |
| Legal Lot Number | 34,43 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11603 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Millwood listed 1971 · 4 contributing resources · NRIS 71000803 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 317 LARGE OAK LOOP, COLUMBIA, SC 29209-1756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · VA Mortgage INDEPENDENT HOME LOANS |
| Dec 6, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 9, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Aug 15, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST HM BK |
| Oct 12, 2018 | Deed of Trust, Mortgage · VA Mortgage CBC NAT'L BK MTG |
| Jul 15, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2014 · Amount on Record |
| Deed Sale | Jun 4, 2014 · Amount on Record |
| Prior Sale | Aug 9, 2010 · Amount on Record |
| Deed Document Number | 201440262 |
| Deed Book / Page | 1949 / 3705 |
| Last Transfer Date | Sep 18, 2014 |
| Transfer Doc | 1974/0056 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 30, 2026 |
| Property Address | 317 LARGE OAK LOOP, COLUMBIA, SC 29209-1756 |
| Document Number | 0000020449 |
| Book / Page | 3122 / 2221 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202620449 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 317 LARGE OAK LOOP, COLUMBIA, SC 29209-1756 |
| Document Number | 0000020449, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 3122/2221 |
| Instrument | 202620449 |
| Name | INDEPENDENT HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 317 LARGE OAK LOOP, COLUMBIA, SC 29209-1756 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026940562 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 2694/562 |
| Instrument | 2021080531 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 317 LARGE OAK LOOP, COLUMBIA, SC 29209-1756 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027691435 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 2769/1435 |
| Instrument | 2022045020 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 317 LARGE OAK LOOP, COLUMBIA, SC 29209-1756 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0028812186 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 2881/2186 |
| Instrument | 2023050749 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 317 LARGE OAK LOOP, COLUMBIA, SC 29209-1756 |
| Document Number | 2437/1320 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 317 LARGE OAK LOOP COLUMBIA SC 292091756, COLUMBIA, SC 29209-1756 |
| Document Number | 2437/1320 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 002437/001320 |
| Instrument | 77096 |
| Name | FIRST HM BK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 317 LARGE OAK LOOP, COLUMBIA, SC 29209-1756 |
| Document Number | 2345/3070 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 317 LARGE OAK LOOP COLUMBIA SC 292091756, COLUMBIA, SC 29209-1756 |
| Document Number | 2345/3070 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 002345/003070 |
| Instrument | 78017 |
| Name | CBC NAT'L BK MTG |
|---|---|
| Address | ALPHARETTA, GA 30022 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 317 LARGE OAK LOOP, COLUMBIA, SC 29209-1756 |
| Document Number | 2229/3751 |
| Book / Page | 002229 / 003751 |
| Instrument Date | Jul 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2017 |
| Name | Verified Name |
|---|---|
| Address | 317 LARGE OAK LOOP COLUMBIA SC 292091756, COLUMBIA, SC 29209-1756 |
| Document Number | 2229/3751 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 002229/003751 |
| Instrument | 54471 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2047 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $208,900 (-) Land $30,000 Building $178,900 | ||
| 2024 | $208,900 (+55.55%) Land $30,000 Building $178,900 | ||
| 2023 | $940.00 (-6.47%) | $5,372 (+0.04%) | $134,300 (-) |
| 2021 | $1,005.00 | $5,370 | $134,300 Land $19,900 Building $114,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (2015) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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