Richland County property record for 305 Large Oak Loop, Columbia, SC 29209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,470 sqft · built 2010 |
| Lot Size | 0.096 acres (4,201 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $139,900 (Jun 2010) |
| Tax Bill | $1,096 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16505-10-18 |
| Primary APN | 16505-10-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,470 sqft Heated Area |
| Gross Area | 1,950 sqft |
| 1st Floor Area | 1,242 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,201 sqft (0.096 acres) |
| Garage Area | 285 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01913834 |
|---|---|
| Street Address | 305 LARGE OAK LOOP |
| City | COLUMBIA |
| State | SC |
| Zip | 29209-1756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | LOT 36 43X70X43X70 #SU AMELIA FOREST #PR RB1188-472 RB1351-561 |
| Legal Subdivision | AMELIA FOREST |
| Legal Lot Number | 36,43 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11603 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Millwood listed 1971 · 4 contributing resources · NRIS 71000803 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 LARGE OAK LOOP, COLUMBIA, SC 29209-1756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2024 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PALMETTO CITIZENS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2010 · Amount on Record |
| Deed Sale | Jun 21, 2010 · Amount on Record |
| Prior Sale | Jan 21, 2010 · Amount on Record |
| Deed Document Number | 201040980 |
| Deed Book / Page | 1613 / 2708 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 305 LARGE OAK LOOP, COLUMBIA, SC 29209-1756 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0029050572 |
|---|---|
| Date | Mar 6, 2024 |
| Book Page | 2905/572 |
| Instrument | 2024009717 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 5846, COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 305 LARGE OAK LOOP, COLUMBIA, SC 29209-1756 |
| Document Number | 2526/1743 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 305 LARGE OAK LOOP COLUMBIA SC 292091756, COLUMBIA, SC 29209-1756 |
| Document Number | 2526/1743 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 002526/001743 |
| Instrument | 46193 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 7, 2040 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,096.00 (+17.34%) | $153,200 (+2,775.38%) | $204,600 (+53.6%) Land $30,000 Building $174,600 |
| 2023 | $934.00 (-6.41%) | $5,328 (-0.04%) | $133,200 (-) |
| 2021 | $998.00 | $5,330 | $133,200 Land $19,900 Building $113,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (2015) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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