317 Independence St, Dewey, IL 61840 Property Records

Champaign County property record for 317 Independence St, Dewey, IL 61840

Property Summary

Property Type	Single Family Home
Lot Size	0.172 acres (7,497 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,000 (Jul 2017)
Tax Bill	$2,081 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02-34-153-009`

Property Details

APN / Parcel Number

Primary APN	`10-02-34-153-009`

Exterior

Lot Area	7,497 sqft (0.172 acres)

Location & Zoning

Street Address	317 INDEPENDENCE ST
City	DEWEY
State	IL
Zip	61840-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 7 BLOCK 2 HAMMERS, B.R., ADD
Legal Range	08E
Legal Township	22N
Legal Section	34
Legal Subdivision	HAMMERS, B.R., ADD
Legal Block	2
Legal Lot Number	7
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	EAST BEND
Census Block Group	1
Census Block	1082
Census Tract	10500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 INDEPENDENCE ST, DEWEY, IL 61840-9715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Jul 6, 2017	Warranty Deed, Transfer · ARM HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2017 · Amount on Record
Deed Sale	Jul 6, 2017 · Amount on Record
Prior Sale	Sep 29, 2011 · Amount on Record
Deed Document Number	201712253
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	317 INDEPENDENCE ST, DEWEY, IL 61840-9715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009950
Date	Jun 8, 2020
Instrument	2020R09950

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 6, 2017
Property Address	317 INDEPENDENCE ST, DEWEY, IL 61840-9715
Document Number	0000012253
Map Reference	MB A PG300
Instrument Date	Jun 23, 2017
Instrument	2017R12253
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	317 INDEPENDENCE ST, DEWEY, IL 61840-9715

Mortgage

Document Number	0000012254
Date	Jul 6, 2017
Instrument	2017R12254

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.9%
Index	1-Year CMT
Margin	4
Max Rate	11.9%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	East Bend Township
Unified School District	Fisher Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,020 (+29.1%) Land $2,660 Building $37,360	$120,060 (+29.1%) Land $7,980 Building $112,080
2024	$2,081.00 (+15.68%)
2022	$1,799.00 Homeowner's exemption	$31,000 Land $2,060 Building $28,940	$93,000 Land $6,180 Building $86,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1994–2026)
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-DEWEY serves 350 people · EPA ID IL0195200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.52 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jun 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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