312 Independence St, Dewey, IL 61840 Property Records

Champaign County property record for 312 Independence St, Dewey, IL 61840

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1907
Lot Size	0.426 acres (18,615 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jan 2017)
Tax Bill	$1,980 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-02-34-151-003`

Property Details

APN / Parcel Number

Primary APN	`10-02-34-151-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Building Perimeter
1st Floor Area	1,152 sqft
Flooring	Wood

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	18,615 sqft (0.426 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	312 INDEPENDENCE ST
City	DEWEY
State	IL
Zip	61840-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5, PT 6 BLOCK 1 HAMMERS, B.R., ADD
Legal Range	08E
Legal Township	22N
Legal Section	34
Legal Subdivision	HAMMERS, B.R., ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	EAST BEND
Census Block Group	1
Census Block	1081
Census Tract	10500

Owner

Source: Champaign County records, as of May 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	312 INDEPENDENCE ST, DEWEY, IL 61840-9715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 14, 2021	Deed of Trust, Mortgage · Line of Credit FISHER NATIONAL BANK
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 18, 2017	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2017 · Amount on Record
Deed Sale	Jan 18, 2017 · Amount on Record
Deed Document Number	20171004
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 27, 2026
Property Address	312 INDEPENDENCE ST, DEWEY, IL 61840-9715
Document Number	0000006045
Instrument Date	Apr 20, 2026
Instrument	20266045
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 INDEPENDENCE ST, DEWEY, IL 61840-9715

Mortgage

Document Number	0000006045,
Date	Apr 27, 2026
Instrument	20266045

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	9.13%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	312 INDEPENDENCE ST, DEWEY, IL 61840-9715
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	ACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 INDEPENDENCE ST, DEWEY, IL 61840-9715

Mortgage

Document Number	0000021922
Date	Sep 14, 2021
Instrument	2021R21922

Lender

Name	FISHER NATIONAL BANK
Type	Bank
Address	TAYLOR RIDGE, IL 61284

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	312 INDEPENDENCE ST, DEWEY, IL 61840-9715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018159
Date	Sep 9, 2020
Instrument	2020R18159

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 18, 2017
Property Address	312 INDEPENDENCE ST, DEWEY, IL 61840-9715
Document Number	0000001004
Instrument Date	Jan 13, 2017
Instrument	1004
Transaction Type	Transfer
Record Updated	Feb 3, 2017
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 INDEPENDENCE ST DEWEY IL 618409715, DEWEY, IL 61840-9715

Mortgage

Document Number	1005,
Date	Jan 18, 2017
Instrument	1005

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	East Bend Township
Unified School District	Fisher Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,320 (+25.1%) Land $6,640 Building $33,680	$120,960 (+25.1%) Land $19,920 Building $101,040
2024	$1,980.00 (+11.3%)
2022	$1,779.00 Homeowner's exemption Additional exemption filed	$32,230 Land $5,140 Building $27,090	$96,690 Land $15,420 Building $81,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1994–2026)
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-DEWEY serves 350 people · EPA ID IL0195200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.52 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jun 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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