317 E Shaw St, Charlotte, MI 48813 Property Records

Eaton County property record for 317 E Shaw St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1930
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$89,900 (May 2018)
Tax Bill	$2,197 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20006360816500`

Property Details

APN / Parcel Number

Primary APN	`20006360816500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,024 sqft Living Area
1st Floor Area	752 sqft
Basement Area	752 sqft
Unfinished Basement	752 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	55 ft deep x 76 ft wide
Garage Area	280 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	317 E SHAW ST
City	CHARLOTTE
State	MI
Zip	48813-1950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	LOT 16 EXCEPT E 68 FEET. BLOCK 8. LINCOLN PARK ADDITION CITY OF CHARLOTTE
Legal Subdivision	LINCOLN PARK ADDITION
Legal Block	8
Legal Lot Number	16
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	4
Census Block	4007
Census Tract	20902

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 E SHAW ST, CHARLOTTE, MI 48813-1950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 18, 2017	Deed of Trust, Mortgage · Line of Credit EATON FSB
May 15, 2018	Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2018 · Amount on Record
Deed Sale	May 15, 2018 · Amount on Record
Prior Sale	May 8, 2003 · Amount on Record
Deed Book / Page	2733 / 941
Prior Transfer Date	Jul 31, 2009
Prior Transfer Doc	2243/0914
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	317 E SHAW ST, CHARLOTTE, MI 48813-1950
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E SHAW ST, CHARLOTTE, MI 48813-1950

Mortgage

Document Number	03037/1193
Date	Feb 3, 2023
Book Page	3037/1193

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Jun 1, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	317 E SHAW ST, CHARLOTTE, MI 48813-1950
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02689/0704
Date	Jul 18, 2017
Book Page	2689/0704

Lender

Name	EATON FSB
Type	Bank
Address	CHARLOTTE, MI 48813

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	May 15, 2018
Property Address	317 E SHAW ST, CHARLOTTE, MI 48813-1950
Document Number	02733/0941
Book / Page	2733 / 0941
Map Reference	LB1 PG88
Instrument Date	May 11, 2016
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 E SHAW ST, 317, CHARLOTTE, MI 48813-1950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7021 LAKESHORE DR, WEST OLIVE, MI 49460-9202

Mortgage

Document Number	0002733942
Date	May 15, 2018
Instrument	2733/942

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,400 (+4.47%)	$138,597 (-) Land $20,421 Building $118,176
2025	$2,197.00 (+2.9%) Homeowner's exemption	$69,300 (+20.94%)	$138,597 (+20.94%) Land $20,421 Building $118,176
2024	$2,135.00 (+11.66%)
2023		$57,300	$114,600
2022	$1,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, AT&T, T-Mobile.

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