313 E Shaw St, Charlotte, MI 48813 Property Records

Eaton County property record for 313 E Shaw St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,394 sqft · built 1900
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,000 (May 2024)
Tax Bill	$2,886 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20006161601000`

Property Details

APN / Parcel Number

Primary APN	`20006161601000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,394 sqft Living Area
1st Floor Area	894 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Area	396 sqft
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	313 E SHAW ST
City	CHARLOTTE
State	MI
Zip	48813-1950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	COM. AT INTERSECTION OF N LINE OF SHAW ST. & E LINE OF LOT 16, N 165 FT., W 50 FT., S 165 FT., E 50 FT. TO BEG. LAWRENCE'S ADDITION OF OUT LOTS. CITY OF CHARLOTTE
Legal Subdivision	FT TO BEG LAWRENCES ADD
Legal Lot Number	16
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	4
Census Block	4007
Census Tract	20902

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 E SHAW ST, CHARLOTTE, MI 48813-1950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · USDA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Sep 9, 2020	Deed of Trust, Mortgage · Line of Credit THE DART BANK
Nov 26, 2019	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Jul 29, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2024 · Amount on Record
Deed Sale	May 21, 2024 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Book / Page	3092 / 612
Prior Transfer Date	Jul 19, 2019
Prior Transfer Doc	2795/0417
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	313 E SHAW ST, CHARLOTTE, MI 48813-1950
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E SHAW ST, CHARLOTTE, MI 48813-1950
Investor	Possibly a Property Investor

Mortgage

Document Number	03173/1263
Date	Jan 14, 2026
Book Page	3173/1263

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	313 E SHAW ST, CHARLOTTE, MI 48813-1950
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2867/507
Date	Sep 9, 2020
Book Page	2867/507

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Nov 26, 2019
Property Address	313 E SHAW ST, CHARLOTTE, MI 48813-1950
Document Number	2816/0015
Book / Page	2816 / 0015
Instrument Date	Nov 14, 2019
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$193.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8110 W SEAPINE DR, 8110, MEARS, MI 49436-9449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4481 NORWOOD ST, HOLT, MI 48842-2168

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Jul 29, 2019
Property Address	313 E SHAW ST, CHARLOTTE, MI 48813-1950
Document Number	2795/0417
Book / Page	2795 / 0417
Instrument Date	Jul 19, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	313 E SHAW ST, CHARLOTTE, MI 48813-1950

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,800 (+3.4%)	$117,560 (-) Land $28,752 Building $88,808
2025	$2,886.00 (+40.44%) Homeowner's exemption	$58,800 (+13.08%)	$117,560 (+13.04%) Land $28,752 Building $88,808
2024	$2,055.00 (+11.62%)
2023		$52,000	$104,000
2022	$1,841.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, AT&T, T-Mobile.

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