317 E San Pedro St, Merced, CA 95341 Property Records

Merced County property record for 317 E San Pedro St, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,475 sqft · built 2019
Lot Size	0.144 acres (6,304 sqft)
Owner	Individual Name on Record
Last Sale	$244,500 (Nov 2019)
Tax Bill	$4,490 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Feb 2021 Mortgage + 7 more
Flood Zone	Zone AO (high risk)
APN	`259-294-006-000`

Property Details

APN / Parcel Number

Primary APN	`259-294-006-000`
Alternative APN	`259294006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	18 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area

Exterior

Year Built	Built 2019
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	6,304 sqft (0.144 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	259294006
Street Address	317 E SAN PEDRO ST
City	MERCED
State	CA
Zip	95341-7049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS TERRACE EAST LOT 25
Legal Subdivision	CYPRESS TERRACE EAST
Legal Lot Number	25
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1015
Census Tract	1604

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 E SAN PEDRO ST, MERCED, CA 95341-7049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRAVIS CU
Feb 25, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 1, 2019	Grant Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Nov 1, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
May 21, 2019	Grant Deed, Construction Loan · Line of Credit HOUSING CAP
May 7, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 27, 2017	Trustee's Deed, Transfer HOUSING CAP
Dec 27, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Jun 27, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Prior Sale	Nov 1, 2019
Deed Document Number	2019035845
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	317 E SAN PEDRO ST, MERCED, CA 95341-7049
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E SAN PEDRO ST, MERCED, CA 95341-7049

Mortgage

Document Number	0000004638
Date	Feb 29, 2024
Instrument	2024004638

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Mar 1, 2031

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	317 E SAN PEDRO ST, MERCED, CA 95341-7049
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E SAN PEDRO ST, MERCED, CA 95341-7049

Mortgage

Document Number	0000008669
Date	Feb 25, 2021
Instrument	2021008669

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 1, 2019
Property Address	317 E SAN PEDRO ST, MERCED, CA 95341-7049
Document Number	0000035845
Map Reference	MB 75 PG 21-25
Instrument Date	Oct 22, 2019
Instrument	2019035845
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E SAN PEDRO ST, MERCED, CA 95341-7049

Mortgage

Document Number	0000035846
Date	Nov 1, 2019
Instrument	2019035846

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Nov 1, 2019
Property Address	317 E SAN PEDRO ST, MERCED, CA 95341-7049
Document Number	0000035844
Instrument Date	Oct 22, 2019
Instrument	35844
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	317 E SAN PEDRO ST MERCED CA 953417049, MERCED, CA 95341-7049

May 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 21, 2019
Property Address	317 E SAN PEDRO ST, MERCED, CA 95341-7049
Instrument Date	May 15, 2019
Instrument	14421
Transaction Type	Construction Loan
Record Updated	Jun 20, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014421
Date	May 21, 2019
Instrument	14421

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	296 E RIVER PARK CIR # 460, FRESNO, CA 93720

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 7, 2019
Property Address	317 E SAN PEDRO ST, MERCED, CA 95341-7049
Document Number	0000013042
Instrument Date	Apr 8, 2019
Instrument	13042
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,612.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327
Investor	Possibly a Property Investor

December 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MERCED CA
Recording Date	Dec 27, 2017
Property Address	317 E SAN PEDRO ST, MERCED, CA 95341-7049
Document Number	0000043937
Instrument Date	Dec 12, 2017
Instrument	43937
Transaction Type	Transfer
Record Updated	Jan 12, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$796.95
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327

Mortgage

Document Number	43938
Date	Dec 27, 2017
Instrument	43938

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581

Agreement

Amount	Amount Recorded

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 27, 2017
Property Address	317 E SAN PEDRO ST, MERCED, CA 95341-7049
Document Number	0000043936
Instrument Date	Dec 11, 2017
Instrument	43936
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$684.75
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1737 N 1ST ST #460 SAN JOSE CA 951124505, 460, SAN JOSE, CA 95112-4505
Investor	Possibly a Property Investor

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jun 27, 2017
Property Address	317 E SAN PEDRO ST, MERCED, CA 95341-7049
Document Number	0000020408
Instrument Date	Jun 23, 2017
Instrument	20408
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5082 N PALM AVE #B FRESNO CA 937042231, B, FRESNO, CA 93704-2231

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,490.00 (+7.03%) Homeowner's exemption	$266,947 (+4.04%) Land $54,681 Building $212,266
2023	$4,195.00 (+2.19%) Homeowner's exemption	$256,582 Land $52,558 Building $204,024
2022	$4,105.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 50 policies
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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