317 E Rusgan Dr, Bloomington, IN 47408 Property Records

Monroe County property record for 317 E Rusgan Dr, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,785 sqft · built 1972
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Oct 2025)
Tax Bill	$4,622 (2025)
Deeds & Mortgages	Jul 2011 Mortgage Aug 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013-29020-00`

Property Details

APN / Parcel Number

Primary APN	`013-29020-00`
Alternative APN	`53-05-21-303-004.000-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,785 sqft Living Area
1st Floor Area	2,785 sqft
Basement Area	1,161 sqft
Unfinished Basement	1,161 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-29020-00
Street Address	317 E RUSGAN DR
City	BLOOMINGTON
State	IN
Zip	47408-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE RIDGE ESTATES 2ND L110
Legal Subdivision	BLUE RIDGE ESTATES
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1003
Census Tract	801

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	317 E RUSGAN DR, BLOOMINGTON, IN 47408-1053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2011	Deed of Trust, Mortgage · Conventional Mortgage M&I MARSHALL & ILSLEY BANK
Aug 1, 2006	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY EMPLOYEES FCU
Oct 16, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 26, 2023	Warranty Deed, Transfer · Conventional Mortgage INDIANA MEMBERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Jul 26, 2023 · Amount on Record
Deed Document Number	202554722
Record Updated	Sep 20, 2026

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	317 E RUSGAN DR, BLOOMINGTON, IN 47408-1053
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011009404
Date	Jul 19, 2011
Instrument	2011009404

Lender

Name	M&I MARSHALL & ILSLEY BANK
Type	Bank
Address	MILWAUKEE, WI 53202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2026

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	317 E RUSGAN DR, BLOOMINGTON, IN 47408-1053
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006015410
Date	Aug 1, 2006
Instrument	2006015410

Lender

Name	INDIANA UNIVERSITY EMPLOYEES FCU
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2016

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 16, 2025
Property Address	317 E RUSGAN DR, BLOOMINGTON, IN 47408-1053
Document Number	2025011813
Map Reference	CAB B ENV 132
Instrument Date	Oct 12, 2025
Instrument	2025011813
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E RUSGAN DR, BLOOMINGTON, IN 47408-1053

Mortgage

Document Number	2025011814
Date	Oct 16, 2025
Instrument	2025011814

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 26, 2023
Property Address	317 E RUSGAN DR, BLOOMINGTON, IN 47408-1053
Document Number	2023008540
Map Reference	MB 5 PG 75
Instrument Date	Jul 25, 2023
Instrument	2023008540
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E RUSGAN DR, BLOOMINGTON, IN 47408-1053

Mortgage

Document Number	2023008541
Date	Jul 26, 2023
Instrument	2023008541

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,622.00 (-7.84%)	$452,000 (+0.49%) Land $121,200 Building $330,800	$452,000 (+0.49%) Land $121,200 Building $330,800
2024	$5,015.00 (+18.98%)	$449,800 (+0.81%) Land $121,200 Building $328,600	$449,800 (+0.81%) Land $121,200 Building $328,600
2023		$446,200 (+13.28%) Land $121,200 Building $325,000	$446,200 (+13.28%) Land $121,200 Building $325,000
2022	$4,215.00 (+25.41%)	$393,900 Land $104,500 Building $289,400	$393,900 Land $104,500 Building $289,400
2021	$3,361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Smithville Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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