217 E Rusgan Dr, Bloomington, IN 47408 Property Records

Monroe County property record for 217 E Rusgan Dr, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,994 sqft · built 1976
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$379,000 (May 2021)
Tax Bill	$4,278 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013-03570-00`

Property Details

APN / Parcel Number

Primary APN	`013-03570-00`
Alternative APN	`53-05-21-303-023.000-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,994 sqft Living Area
1st Floor Area	1,994 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-03570-00
Street Address	217 E RUSGAN DR
City	BLOOMINGTON
State	IN
Zip	47408-1065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE RIDGE EST 2ND L114
Legal Subdivision	BLUE RIDGE ESTATE
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1003
Census Tract	801

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	217 E RUSGAN DR, BLOOMINGTON, IN 47408-1065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 30, 2018	Deed of Trust, Mortgage · Second Mortgage (Down Payment) INDIANA UNIVERSITY CU
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
May 5, 2021	Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Deed Document Number	20218464
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	217 E RUSGAN DR, BLOOMINGTON, IN 47408-1065
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025014341
Date	Dec 18, 2025
Instrument	2025014341

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	1600 S DOUGLASS RD, ANAHEIM, CA 92806

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	217 E RUSGAN DR, BLOOMINGTON, IN 47408-1065
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018006842
Date	May 30, 2018
Instrument	2018006842

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2033

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	217 E RUSGAN DR, BLOOMINGTON, IN 47408-1065
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020017407
Date	Oct 20, 2020
Instrument	2020017407

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	BLOOMINGTON, IN 47404

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 5, 2021
Property Address	217 E RUSGAN DR, BLOOMINGTON, IN 47408-1065
Document Number	2021008464
Map Reference	CAB B ENV 132
Instrument Date	Apr 30, 2021
Instrument	2021008464
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 E RUSGAN DR, BLOOMINGTON, IN 47408-1065

Mortgage

Document Number	2021008465
Date	May 5, 2021
Instrument	2021008465

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,278.00 (-9.59%)	$423,800 (-) Land $129,900 Building $293,900	$423,800 (-) Land $129,900 Building $293,900
2024	$4,732.00 (+14.69%)
2023		$423,800 (+13.41%) Land $129,900 Building $293,900	$423,800 (+13.41%) Land $129,900 Building $293,900
2022	$4,126.00 Homeowner's exemption	$373,700 Land $112,000 Building $261,700	$373,700 Land $112,000 Building $261,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: South Central Indiana REMC.

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