317 E Oak St, Chatsworth, IL 60921 Property Records

Livingston County property record for 317 E Oak St, Chatsworth, IL 60921

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,984 sqft · built 1970
Lot Size	0.113 acres (4,928 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Feb 2019)
Tax Bill	$4,394 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-27-03-353-016`

Property Details

APN / Parcel Number

Primary APN	`27-27-03-353-016`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
Basement Area	1,984 sqft
Unfinished Basement	1,984 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	4,928 sqft (0.113 acres)
Lot Dimensions	154 ft deep x 32 ft wide
Garage Type	Attached
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	317 E OAK ST
City	CHATSWORTH
State	IL
Zip	60921-9325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-03-353-016 LOT 132 X 154 N154' LOT A LIVINGSTON SUB OF SW
Legal Subdivision	A LIVINGSTON SUB
Legal Lot Number	A
Jurisdiction	LIVINGSTON IL
Township / Civil Division	CHATSWORTH
Census Block Group	2
Census Block	2070
Census Tract	961000

Owner

317 E Oak St is owned and occupied by an individual who bought it in February 2019.

Source: Livingston County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	317 E OAK ST, CHATSWORTH, IL 60921-9325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC
Apr 14, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 14, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2019 · Amount on File
Deed Sale	Feb 14, 2019 · Amount on File
Deed Document Number	2019515
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jan 8, 2024
Property Address	317 E OAK ST, CHATSWORTH, IL 60921-9325
Document Number	2024R00101
Instrument Date	Dec 8, 2023
Instrument	2024R-00101
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 RICH LN, PALL MALL, TN 38577-5155

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 E OAK ST, CHATSWORTH, IL 60921-9325

Mortgage

Document Number	2024R00102
Date	Jan 8, 2024
Instrument	2024R-00102

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.75%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Apr 14, 2023
Property Address	317 E OAK ST, CHATSWORTH, IL 60921-9325
Document Number	2023R01276
Instrument Date	Apr 14, 2023
Instrument	2023R-01276
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1280 BRENDAN DR, MORRIS, IL 60450-2424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 MT HIGHWAY 28, PLAINS, MT 59859-9611

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Feb 14, 2019
Property Address	317 E OAK ST, CHATSWORTH, IL 60921-9325
Document Number	2019R00515
Instrument Date	Jan 8, 2019
Instrument	2019R-00515
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E OAK ST, CHATSWORTH, IL 60921-9325

Tax Assessment & Valuation

The 2025 property tax bill for 317 E Oak St was $4,394 with a homeowner's exemption.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Chatsworth Township
Municipality	Chatsworth Town
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,394.00	$48,381 Land $2,833 Building $45,548	$145,143 Land $8,499 Building $136,644
2022	$3,904.00	$32,753 Land $2,371 Building $30,382	$98,259 Land $7,113 Building $91,146

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 317 E Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 317 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATSWORTH serves 1,200 people · EPA ID IL1050100
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink, Watch TV.

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