312 E Oak St, Chatsworth, IL 60921 Property Records

Livingston County property record for 312 E Oak St, Chatsworth, IL 60921

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,790 sqft · built 1905
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$26,500 (Nov 2010)
Tax Bill	$3,643 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`27-27-03-314-009`

Property Details

APN / Parcel Number

Primary APN	`27-27-03-314-009`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,790 sqft Living Area
Basement Area	412 sqft
Unfinished Basement	412 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	312 E OAK ST
City	CHATSWORTH
State	IL
Zip	60921-9298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-03-314-009 LOT 75 X 150 E1/2 LOT 13 & ALL LOT 14 BLK 39 VILLAGE OF CHATSWORTH
Legal Subdivision	VILLAGE OF CHATSWORTH
Legal Block	39
Legal Lot Number	13,14
Jurisdiction	LIVINGSTON IL
Township / Civil Division	CHATSWORTH
Census Block Group	2
Census Block	2071
Census Tract	961000

Owner

312 E Oak St is owned and occupied by an individual who bought it in November 2010.

Source: Livingston County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	312 E OAK ST, CHATSWORTH, IL 60921-9298
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jun 23, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2010 · Amount on File
Deed Sale	Nov 3, 2010 · Amount on File
Prior Sale	Jul 29, 2010
Deed Document Number	2010605279
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	312 E OAK ST, CHATSWORTH, IL 60921-9298
Transaction Type	Mortgage
Record Updated	Jan 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R04497
Date	Dec 15, 2023
Instrument	2023R-04497

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 18, 2028

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jun 23, 2023
Property Address	312 E OAK ST, CHATSWORTH, IL 60921-9298
Document Number	2023R02216
Instrument Date	Jun 1, 2023
Instrument	2023R-02216
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5523 W 87TH ST, OAK LAWN, IL 60453-1282

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E OAK ST, CHATSWORTH, IL 60921-9298

Tax Assessment & Valuation

The 2025 property tax bill for 312 E Oak St was $3,643 with a homeowner's exemption.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Chatsworth Township
Municipality	Chatsworth Town
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,643.00	$41,142 Land $1,566 Building $39,576	$123,426 Land $4,698 Building $118,728
2022	$2,177.00	$18,270 Land $1,311 Building $16,959	$54,810 Land $3,933 Building $50,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 E Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 312 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATSWORTH serves 1,200 people · EPA ID IL1050100
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink, Watch TV.

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