Fayette County property record for 317 E Marginal St, Somerville, TN 38068
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,216 sqft · built 1964 |
| Lot Size | 0.334 acres (14,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Apr 2022) |
| Tax Bill | $558 (2022) |
| Deeds & Mortgages | Apr 2018 Line of Credit Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024090F C 01400 |
| Primary APN | 024090F C 01400 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,216 sqft Living Area |
| 1st Floor Area | 2,216 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,560 sqft (0.334 acres) |
| Lot Dimensions | 130 ft deep x 112 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 10 sqft |
| Utility Building | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 317 E MARGINAL ST |
|---|---|
| City | SOMERVILLE |
| State | TN |
| Zip | 38068-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GIS 2000 90C C 21.00 |
| Legal Subdivision | ASHLEY G WILES |
| Jurisdiction | FAYETTE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 60502 |
Source: Fayette County records · APN 024090F C 01400
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 317 E MARGINAL ST, SOMERVILLE, TN 38068-1639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2018 | Deed of Trust, Mortgage · Line of Credit THE BANK OF FAYETTE COUNTY |
| Apr 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage BANCORPSOUTH |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2022 · Amount on Record |
| Deed Sale | Apr 12, 2022 · Amount on Record |
| Prior Sale | Jun 14, 2016 · Amount on Record |
| Deed Document Number | 22003015 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 317 E MARGINAL ST, SOMERVILLE, TN 38068-1639 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002370 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 18002370 |
| Name | THE BANK OF FAYETTE COUNTY |
|---|---|
| Type | Bank |
| Address | COLLIERVILLE, TN 38017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Apr 12, 2022 |
| Property Address | 317 E MARGINAL ST, SOMERVILLE, TN 38068-1639 |
| Document Number | 0000003015 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 22003015 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2022 |
| Title Company | COMMERCIAL TITLE GROUP INC, COMMERCIAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $832.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 317 E MARGINAL ST, SOMERVILLE, TN 38068-1639 |
| Document Number | 0000003016 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 22003016 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 317 E MARGINAL ST, SOMERVILLE, TN 38068-1639 |
| Document Number | 0000004364 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 317 E MARGINAL ST SOMERVILLE TN 380681639, SOMERVILLE, TN 38068-1639 |
| Document Number | 0000004364 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 4364 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2050 |
Source: Fayette County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Fayette County |
| Municipality | Somerville Town |
| Unified School District | Fayette County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,550 (+114.33%) Land $7,500 Building $56,050 | $254,200 (+114.33%) Land $30,000 Building $224,200 | |
| 2023 | $29,650 (-) Land $3,575 Building $26,075 | ||
| 2022 | $558.00 | $29,650 Land $3,575 Building $26,075 | |
| 2021 | $118,600 Land $14,300 Building $104,300 |
Source: FEMA National Flood Hazard Layer as of July 31, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 137 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOMERVILLE WATER SYSTEM serves 5,354 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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