Fayette County property record for 309 E Marginal St, Somerville, TN 38068
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,110 sqft · built 1900 |
| Lot Size | 0.349 acres (15,232 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,100 (Aug 2004) |
| Deeds & Mortgages | Sep 2025 Line of Credit Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024090F C 01600 |
| Primary APN | 024090F C 01600 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,110 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 150 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,232 sqft (0.349 acres) |
| Lot Dimensions | 136 ft deep x 112 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 309 E MARGINAL ST |
|---|---|
| City | SOMERVILLE |
| State | TN |
| Zip | 38068-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 1 GIS 2000 90C C 19.00 |
| Legal Lot Number | 1 |
| Jurisdiction | FAYETTE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 60502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Somerville Historic District listed 1982 · 75 contributing resources · NRIS 82003968 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Fayette County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 E MARGINAL ST, SOMERVILLE, TN 38068-1639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit THE BANK OF FAYETTE COUNTY |
| Feb 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage THE BANK OF FAYETTE COUNTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2004 · Amount on Record |
| Deed Sale | Aug 2, 2004 · Amount on Record |
| Prior Sale | Aug 2, 2004 · Amount on Record |
| Deed Document Number | D737390 |
| Last Transfer Date | Feb 12, 2020 |
| Transfer Doc | 0000000997 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 309 E MARGINAL ST, SOMERVILLE, TN 38068-1639 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 309 E MARGINAL ST, SOMERVILLE, TN 38068-1639 |
| Document Number | 0000005938 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 25005938 |
| Name | THE BANK OF FAYETTE COUNTY |
|---|---|
| Type | Bank |
| Address | 15995 US HIGHWAY 64, SOMERVILLE, TN 38068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 19, 2030 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Feb 12, 2020 |
| Property Address | 309 E MARGINAL ST, SOMERVILLE, TN 38068-1639 |
| Document Number | 0000000997 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 20000997 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 E MARGINAL ST, SOMERVILLE, TN 38068-1639 |
| Document Number | 0000000998 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 20000998 |
| Name | THE BANK OF FAYETTE COUNTY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Fayette County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Fayette County |
| Municipality | Somerville Town |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $31,200 (+51.46%) Land $7,500 Building $23,700 | $124,800 (+51.46%) Land $30,000 Building $94,800 |
| 2023 | $20,600 Land $3,575 Building $17,025 | |
| 2021 | $82,400 Land $14,300 Building $68,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERVILLE WATER SYSTEM serves 5,354 people · EPA ID TN0000641 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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