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317 E Main St Rd, Cary, IL 60013 Property Records

McHenry County property record for 317 E Main St Rd, Cary, IL 60013 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,375 sqft · built 1920
Lot Size0.317 acres (13,835 sqft)
OwnerIndividual Name on File
Last Sale$224,000 (Aug 2017)
Deeds & MortgagesMay 2021 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-17-254-006

Property Details

APN / Parcel Number

Primary APN20-17-254-006

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,375 sqft
Gross Area1,958 sqft
1st Floor Area1,375 sqft

Exterior

Year BuiltBuilt 1920
Architectural StyleSplit Level
Exterior MaterialFrame Siding
Lot Area13,835 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address317 E MAIN STREET RD
CityCARY
StateIL
Zip60013-2951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0031422 LT 5 BLK 1 MOUNT MORIAH SUB ET AL: RAMIREZ, PAOLA/ GARCIA, JORGE
Legal Range09E
Legal Township43N
Legal Section17
Legal SubdivisionMOUNT MORIAH
Legal Block1
Legal Lot Number5
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2002
Census Tract871307

Owner

Source: McHenry County records · APN 20-17-254-006

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address317 E MAIN STREET RD, CARY, IL 60013-2951
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Aug 24, 2017Warranty Deed, Transfer · FHA Mortgage
INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleAug 24, 2017 · Amount on Record
Deed SaleAug 24, 2017 · Amount on Record
Prior SaleAug 06, 2014 · Amount on Record
Deed Document Number2017R0031422
Record UpdatedJun 07, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address317 E MAIN STREET RD, CARY, IL 60013-2951
Transaction TypeMortgage
Record UpdatedMay 31, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027418
DateMay 19, 2021
Instrument2021R0027418
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 01, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 24, 2017
Property Address317 E MAIN STREET RD, CARY, IL 60013-2951
Document Number0000031422
Map ReferenceMB4 PG9
Instrument DateAug 15, 2017
Instrument2017R0031422
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyHERITAGE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$336.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address317 E MAIN STREET RD, CARY, IL 60013-2951
InvestorPossibly a Property Investor

Mortgage

Document Number0000031423
DateAug 24, 2017
Instrument2017R0031423
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047
Interest
Rate4%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$86,167 Land $6,496 Building $79,671$258,501 Land $19,488 Building $239,013

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118713072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims22 (1978–2017)
Claims Outside the SFHA11 of 22
Most Recent ClaimJul 2017, river or lake flooding
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 194 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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