McHenry County property record for 305 E Main St Rd, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,248 sqft · built 1994 |
| Lot Size | 0.21 acres (9,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Mar 2026) |
| Tax Bill | $6,156 (2024) |
| Deeds & Mortgages | Mar 2026 Sale Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-17-276-001 |
| Primary APN | 20-17-276-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Basement Area | 624 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,075 sqft (0.21 acres) |
| Lot Dimensions | 165 ft deep x 55 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 305 E MAIN STREET RD |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-2951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0027503 W 55FT LT 1 ALLENS GRAND VIEW SUB |
| Legal Subdivision | ALLENS GRAND VIEW SUB |
| Legal Block | 276 |
| Legal Lot Number | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 871307 |
Source: McHenry County records · APN 20-17-276-001
Assessment roll updated March 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 E MAIN STREET RD, CARY, IL 60013-2951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Mar 02, 2026 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jun 04, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Aug 27, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 17, 2018 | Intrafamily Transfer, Transfer · FHA Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2026 · Amount on Record |
| Deed Sale | Mar 02, 2026 · Amount on Record |
| Prior Sale | Sep 09, 2004 |
| Deed Document Number | 20265344 |
| Prior Transfer Date | Aug 19, 2019 |
| Prior Transfer Doc | 0000027503 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 02, 2026 |
| Property Address | 305 E MAIN STREET RD, CARY, IL 60013-2951 |
| Document Number | 0000005344 |
| Map Reference | DOC 75190 MB 5 PG 84 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 2026R0005344 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 E MAIN STREET RD, CARY, IL 60013-2951 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 305 E MAIN STREET RD, CARY, IL 60013-2951 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000056305 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021R0056305 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Jun 01, 2036 |
| Rate | 2.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 305 E MAIN STREET RD, CARY, IL 60013-2951 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000015892 |
|---|---|
| Date | Jun 04, 2019 |
| Instrument | 2019R0015892 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Rate | 4.12% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 27, 2019 |
| Property Address | 305 E MAIN STREET RD, CARY, IL 60013-2951 |
| Document Number | 0000027503 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 27503 |
| Transaction Type | Transfer |
| Record Updated | Sep 04, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 305 E MAIN STREET RD CARY IL 600132951, CARY, IL 60013-2951 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 17, 2018 |
| Property Address | 305 E MAIN STREET RD, CARY, IL 60013-2951 |
| Document Number | 0000031790 |
| Map Reference | MB3 PG84 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 2018R0031790 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 305 E MAIN STREET RD, CARY, IL 60013-2951 |
| Investor | Possibly a Property Investor |
| Document Number | 0000031791 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 2018R0031791 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: McHenry County records · Assessment roll updated March 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,156.00 Homeowner's exemption | $92,278 (+9.46%) Land $13,242 Building $79,036 | $276,834 (+9.46%) Land $39,726 Building $237,108 |
| 2022 | Homeowner's exemption | $84,302 Land $7,251 Building $77,051 | $252,906 Land $21,753 Building $231,153 |
Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 22 (1978–2017) |
| Claims Outside the SFHA | 11 of 22 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 194 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FOX RIVER GROVE serves 4,702 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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