317 E Laurel St, Fort Collins, CO 80524 Property Records

Larimer County property record for 317 E Laurel St, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,159 sqft · built 1909
Lot Size	0.255 acres (11,100 sqft)
Owner	Trust Name on File
Last Sale	$1,430,000 (Mar 2026)
Tax Bill	$5,566 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Mar 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`97132-17-012`

Property Details

APN / Parcel Number

Primary APN	`97132-17-012`
Alternative APN	`R0055239`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,159 sqft Living Area
Gross Area	2,489 sqft
Basement Area	330 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,100 sqft (0.255 acres)
View / Lot	Alley
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0055239
Street Address	317 E LAUREL ST
City	FORT COLLINS
State	CO
Zip	80524-3155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NCM
Legal Description	W 1/2 LOT 12 & ALL LOT 13, BLK 147, FTC
Legal Range	69W
Legal Township	7N
Legal Section	13
Legal Subdivision	FTC BLK 147
Legal Block	147
Legal Lot Number	12,13
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1020
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurel School Historic District listed 1980 · 549 contributing resources · NRIS 80000909

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

317 E Laurel St is owner-occupied and held in a trust since March 2026.

Source: Larimer County records, as of June 4, 2026

Owner of Record	Trust Name on File
Mailing Address	317 E LAUREL ST, FORT COLLINS, CO 80524-3155
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2024	Deed of Trust, Mortgage HORSETOOTH FINANCIAL GROUP INC
Mar 2, 2026	Special Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Oct 9, 2023	Special Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Aug 7, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Prior Sale	Oct 9, 2023 · Amount on File
Deed Document Number	20269070
Prior Transfer Date	Sep 1, 1991
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	317 E LAUREL ST, FORT COLLINS, CO 80524-3155
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 PECAN DR, BELLVUE, CO 80512-5611

Mortgage

Document Number	0000039299
Date	Sep 19, 2024
Instrument	20240039299

Lender

Name	HORSETOOTH FINANCIAL GROUP INC
Type	Non-Lending Institution
Address	FORT COLLINS, CO 80525

Agreement

Amount	Amount on Record
Term	6 Months
Due	Mar 19, 2025

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 2, 2026
Property Address	317 E LAUREL ST, FORT COLLINS, CO 80524-3155
Document Number	0000009070
Instrument Date	Feb 27, 2026
Instrument	20260009070
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$143.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	317 E LAUREL ST, FORT COLLINS, CO 80524-3155

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 9, 2023
Property Address	317 E LAUREL ST, FORT COLLINS, CO 80524-3155
Document Number	0000043545
Instrument Date	Oct 6, 2023
Instrument	20230043545
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$67.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	700 PECAN DR, BELLVUE, CO 80512-5611

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 7, 2017
Property Address	317 E LAUREL ST, FORT COLLINS, CO 80524-3155
Document Number	0000052405
Instrument Date	Jul 13, 2017
Instrument	52405
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	317 E LAUREL ST FORT COLLINS CO 805243155, FORT COLLINS, CO 80524-3155

Mortgage

Document Number	52407
Date	Aug 7, 2017
Instrument	52407

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 6, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 317 E Laurel St was $5,566.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,566.00	$55,863 Land $3,125 Building $52,738	$893,800 Land $50,000 Building $843,800
2023	$5,188.00 (+32.79%)	$60,521 (+46.26%) Land $3,350 Building $57,171	$903,300 (+51.71%) Land $50,000 Building $853,300
2022	$3,907.00	$41,380 Land $3,475 Building $37,905	$595,400 Land $50,000 Building $545,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 317 E Laurel St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 E Laurel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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