Larimer County property record for 411 E Laurel St, Fort Collins, CO 80524
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,696 sqft · built 1903 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $67,000 (Apr 1980) |
| Tax Bill | $3,006 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 97132-16-012 |
| Primary APN | 97132-16-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| Gross Area | 2,056 sqft |
| Basement Area | 360 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| View / Lot | Traffic |
| Garage Type | Detached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 164 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0055077 |
|---|---|
| Street Address | 411 E LAUREL ST |
| City | FORT COLLINS |
| State | CO |
| Zip | 80524-3153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NCM |
| Legal Description | NRLY 100 FT OF LOT 10, BLK 157, GALLIGANS SUB OF BLK 157& 167, FTC (411 E LAUREL ST) |
| Legal Range | 69W |
| Legal Township | 7N |
| Legal Section | 13 |
| Legal Subdivision | FTC BLK 157 |
| Legal Block | 157,1 |
| Legal Lot Number | 10 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | FORT COLLINS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Laurel School Historic District listed 1980 · 549 contributing resources · NRIS 80000909 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Larimer County records, as of September 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 411 E LAUREL ST, FORT COLLINS, CO 80524-3153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Line of Credit UMB BANK |
| Apr 14, 2023 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 1980 · Amount on Record |
| Deed Sale | Apr 30, 1980 · Amount on Record |
| Last Transfer Date | Jun 13, 2005 |
| Transfer Doc | 0000049982 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Aug 25, 2026 |
| Property Address | 411 E LAUREL ST, FORT COLLINS, CO 80524-3153 |
| Document Number | 0000042985 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202642985 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 411 E LAUREL ST, FORT COLLINS, CO 80524-3153 |
| Document Number | 0000042985, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 202642985 |
| Name | UMB BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 411 E LAUREL ST, FORT COLLINS, CO 80524-3153 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 411 E LAUREL ST, FORT COLLINS, CO 80524-3153 |
| Document Number | 0000014504 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 20230014504 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 5, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Change Frequency | Monthly |
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Fort Collins City |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,006.00 (+21.36%) | $36,419 (-2.93%) Land $3,813 Building $32,606 | $582,700 (+4.05%) Land $61,000 Building $521,700 |
| 2023 | $2,477.00 (+41.7%) | $37,520 (+47.34%) Land $4,087 Building $33,433 | $560,000 (+52.84%) Land $61,000 Building $499,000 |
| 2022 | $1,748.00 | $25,465 Land $4,240 Building $21,225 | $366,400 Land $61,000 Building $305,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fort Collins Connexion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, T-Mobile, Verizon.
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