Madison County property record for 317 E Haiti Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,220 sqft |
| Lot Size | 1.05 acres (46,174 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $518 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B003-0002-0002 |
| Primary APN | B003-0002-0002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,220 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 46,174 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 38545 |
|---|---|
| Street Address | 317 E HAITI RD |
| City | BEREA |
| State | KY |
| Zip | 40403-1645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11301 |
Source: Madison County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 329 E HAITI RD, BEREA, KY 40403-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND VALLEY NATIONAL BANK |
| Jun 5, 2025 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Feb 4, 2025 | Warranty Deed, Transfer |
| Jun 7, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2025 |
| Deed Sale | Feb 4, 2025 |
| Prior Sale | Jun 7, 2022 |
| Deed Document Number | 2014244535 |
| Deed Book / Page | D863 / 594 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 21, 2026 |
| Property Address | 317 E HAITI RD, BEREA, KY 40403-1645 |
| Document Number | 0014363644 |
| Book / Page | 2486 / 121 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202614363644 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | LAND TITLE, LAND GROUP TITLE |
| Name | Verified Name |
|---|---|
| Address | 317 E HAITI RD, BEREA, KY 40403-1645 |
| Document Number | 0014363644, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 2486/121 |
| Instrument | 202614363644 |
| Name | CUMBERLAND VALLEY NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 317 E HAITI RD, BEREA, KY 40403-1645 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 329 E HAITI RD, BEREA, KY 40403-1645 |
| Document Number | 0M2383/596 |
|---|---|
| Date | Jun 5, 2025 |
| Book Page | M2383/596 |
| Instrument | 2014265194 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 4, 2025 |
| Property Address | 317 E HAITI RD, BEREA, KY 40403-1645 |
| Document Number | 00D863/594 |
| Book / Page | D863 / 594 |
| Map Reference | CAB 28 SL 151 |
| Instrument Date | Feb 3, 2025 |
| Instrument | 2014244535 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 317 E HAITI RD, BEREA, KY 40403-1645 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 329 E HAITI RD, BEREA, KY 40403-1645 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 7, 2022 |
| Property Address | 317 E HAITI RD, BEREA, KY 40403-1645 |
| Document Number | 00D824/250 |
| Book / Page | D824 / 250 |
| Map Reference | CAB 28 SL 151 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 2014095182 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 APACHE DR, PAINT LICK, KY 40461-9755 |
| Name | Verified Name |
|---|---|
| Address | 103 APACHE DR, PAINT LICK, KY 40461-9755 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $518.00 (-2.81%) Additional exemption filed | $55,000 (-) | $55,000 (-) |
| 2023 | $533.00 | $55,000 | $55,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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