Madison County property record for 278 E Haiti Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,793 sqft |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $209,000 (Nov 2022) |
| Tax Bill | $1,970 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Sep 2017 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B002-0006-0011 |
| Primary APN | B002-0006-0011 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,793 sqft Living Area |
| 1st Floor Area | 636 sqft |
| Basement Area | 636 sqft |
| Unfinished Basement | 636 sqft |
| Exterior Material | Brick/Stone |
|---|---|
| Lot Area | 100,188 sqft (2.3 acres) |
| Garage Type | Basement |
| Total Buildings | 2 Buildings |
| Account Number | 64988 |
|---|---|
| Street Address | 278 E HAITI RD |
| City | BEREA |
| State | KY |
| Zip | 40403-1648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.30 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 11301 |
Source: Madison County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 278 E HAITI RD, BEREA, KY 40403-1648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed, Transfer · Conventional Mortgage WEICHERT FINANCIAL SERVICES |
| Sep 26, 2017 | Intrafamily Transfer, Transfer · Reverse Mortgage FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on Record |
| Deed Sale | Nov 14, 2022 · Amount on Record |
| Deed Document Number | 202214119597 |
| Deed Book / Page | 831 / 477 |
| Prior Transfer Date | Sep 20, 2017 |
| Prior Transfer Doc | D00750/574 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 14, 2022 |
| Property Address | 278 E HAITI RD, BEREA, KY 40403-1648 |
| Document Number | 00D831/477 |
| Book / Page | D831 / 477 |
| Instrument Date | Nov 9, 2022 |
| Instrument | 2014119597 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $209.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 348 MACCPOLIN DR, SARASOTA, FL 34231 |
| Name | Verified Name |
|---|---|
| Address | 278 E HAITI RD, BEREA, KY 40403-1648 |
| Document Number | 0M2201/558 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | M2201/558 |
| Instrument | 2014119601 |
| Name | WEICHERT FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | MORRIS PLAINS, NJ 07950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 26, 2017 |
| Property Address | 278 E HAITI RD, BEREA, KY 40403-1648 |
| Document Number | D00750/574 |
| Book / Page | D00750 / 574 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 2013965346 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 278 E HAITI RD, BEREA, KY 40403-1648 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 278 E HAITI RD, BEREA, KY 40403-1648 |
| Document Number | 2013965347 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 2013965347 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
| Type Change Date | Oct 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,970.00 (-2.81%) | $209,000 (-) | $209,000 (-) |
| 2023 | $2,027.00 | $209,000 | $209,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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