317 E Bay Ave, Newport Beach, CA 92661 Property Records

Orange County property record for 317 E Bay Ave, Newport Beach, CA 92661

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,899 sqft · built 2020
Lot Size	0.055 acres (2,400 sqft)
Owner	Company Name on File
Last Sale	$4,650,000 (Jul 2024)
Tax Bill	$49,126 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`048-092-30`

Property Details

APN / Parcel Number

Primary APN	`048-092-30`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	2,899 sqft Living Area

Exterior

Year Built	Built 2020
Lot Area	2,400 sqft (0.055 acres)
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	317 E BAY AVE
City	NEWPORT BEACH
State	CA
Zip	92661-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR NEWPORT BAY TR BLK 3 LOT 10
Legal Block	3
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3013
Census Tract	62800

Owner

317 E Bay Ave is owned by a company that bought it in July 2024 and is owner-occupied.

Source: Orange County records, as of November 17, 2025

Owner of Record	Company Name on File
Mailing Address	317 E BAY AVE, NEWPORT BEACH, CA 92661-1227
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2024 · Amount on File
Deed Sale	Jul 3, 2024 · Amount on File
Prior Sale	May 18, 2022 · Amount on File
Deed Document Number	2024000167132
Record Updated	Jun 8, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 18, 2022
Property Address	317 E BAY AVE, NEWPORT BEACH, CA 92661
Document Number	0000185420
Map Reference	MB 4 PG 16
Instrument Date	Apr 25, 2022
Instrument	2022000185420
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 3574, SAN RAFAEL, CA 94912-3574

Mortgage

Document Number	0000185421
Date	May 18, 2022
Instrument	2022000185421

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	3.37%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 317 E Bay Ave was $49,126.

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$49,126.00	$4,650,000 Land $3,407,773 Building $1,242,227
2023	$49,512.00 (+100.72%)	$4,686,900 Land $3,590,514 Building $1,096,386
2022	$24,667.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 317 E Bay Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	144 units insured incl. 60 condo units
Nearby Flood Claims	14 (1983–2023)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Mar 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 317 E Bay Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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