317 Confederate Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 317 Confederate Cir, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,404 sqft · built 2007
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on Record
Last Sale	$399,000 (Oct 2022)
Tax Bill	$1,824 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`453300679356000`

Property Details

APN / Parcel Number

Primary APN	`453300679356000`
Alternative APNs	`41315` `58676`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,404 sqft Heated Area
Upper Floors Area	468 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	49,658 sqft (1.14 acres)
Lot Dimensions	429 ft deep x 141 ft wide
Terrain	Mountain
Porch	Open Porch
Porch Area	576 sqft
Deck Area	752 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58676
Street Address	317 CONFEDERATE CIR
City	MURPHY
State	NC
Zip	28906-0240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 DEER RIDGE 1508/875
Legal Lot Number	17
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2052
Census Tract	930603

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	317 CONFEDERATE CIR, MURPHY, NC 28906-0240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 2, 2018	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jan 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Mar 30, 2015 · Amount on Record
Deed Document Number	6538
Deed Book / Page	1722 / 655
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 11, 2022
Property Address	317 CONFEDERATE CIR, MURPHY, NC 28906-0240
Document Number	001722/655
Book / Page	1722 / 655
Instrument Date	Oct 5, 2022
Instrument	6538
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 THEATER DR, 203, CELINA, TN 38551-4205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 CONFEDERATE CIR, MURPHY, NC 28906-0240

Mortgage

Document Number	0001722658
Date	Oct 11, 2022
Instrument	1722/658

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Nov 1, 2045

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	317 CONFEDERATE CIR, MURPHY, NC 28906-0240
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01590/0911
Date	Jul 2, 2018
Book Page	01590/0911
Instrument	03207

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	28916

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	317 CONFEDERATE CIR, MURPHY, NC 28906-0240
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 CONFEDERATE CIR, MURPHY, NC 28906-0240

Mortgage

Document Number	01701/1411
Date	Jan 20, 2022
Book Page	1701/1411
Instrument	383

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,824.00	$246,720 (-)	$246,720 (-) Land $22,000 Building $224,720
2023		$246,720	$246,720 Land $22,000 Building $224,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

No cell data coverage reported

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