278 Confederate Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 278 Confederate Cir, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 984 sqft · built 2017
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,000 (Apr 2018)
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`453300676412000`

Property Details

APN / Parcel Number

Primary APN	`453300676412000`
Alternative APN	`47592`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	984 sqft Heated Area
Gross Area	1,812 sqft
1st Floor Area	984 sqft
Basement Area	480 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	49,223 sqft (1.13 acres)
Lot Dimensions	244 ft deep x 340 ft wide
Terrain	Mountain
Porch	Slab
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	47592
Street Address	278 CONFEDERATE CIR
City	MURPHY
State	NC
Zip	28906-2379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 DEER RIDGE P/O 1474/496
Legal Subdivision	DEER RIDGE SUBDIVISION
Legal Lot Number	11
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2051
Census Tract	930603

Owner

Source: Cherokee County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	278 CONFEDERATE CIR, MURPHY, NC 28906-2379
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 17, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	20181798
Deed Book / Page	1585 / 250
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	278 CONFEDERATE CIR, MURPHY, NC 28906-2379
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01697/1056
Date	Nov 30, 2021
Book Page	1697/1056
Instrument	8006

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 17, 2018
Property Address	278 CONFEDERATE CIR, MURPHY, NC 28906-2379
Document Number	01585/0250
Book / Page	01585 / 0250
Instrument Date	Apr 7, 2018
Instrument	01798
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$314.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4914 KINGSTON PIKE, 4914, KNOXVILLE, TN 37919-5111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 HUNTINGTON CIR, NASHVILLE, TN 37215-6112

Mortgage

Document Number	01799
Date	Apr 17, 2018
Instrument	01799

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,175.00	$154,710 (-)	$154,710 (-) Land $22,000 Building $132,710
2023		$154,710	$154,710 Land $22,000 Building $132,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

No cell data coverage reported

Nearby Properties on Confederate Cir

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