317 Cheyenne Dr, Frederick, MD 21701 Property Records

Frederick County property record for 317 Cheyenne Dr, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,244 sqft · built 1990
Lot Size	0.178 acres (7,730 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jun 2018)
Tax Bill	$5,562 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-154420`

Property Details

APN / Parcel Number

Primary APN	`02-154420`
Alternative APNs	`2154420` `154420`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,244 sqft Living Area
1st Floor Area	814 sqft
Basement Area	430 sqft
Finished Basement	430 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,730 sqft (0.178 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	154420
Street Address	317 CHEYENNE DR
City	FREDERICK
State	MD
Zip	21701-4675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LT 9 PLAT 2 0.178 ACRES MONOCACY MEADOWS
Legal Subdivision	MONOCACY MDWS 02
Legal Lot Number	9
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1005
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

317 Cheyenne Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	317 CHEYENNE DR, FREDERICK, MD 21701-4675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL PC
Jun 6, 2018	Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2018 · Amount on File
Deed Sale	Jun 6, 2018 · Amount on File
Prior Sale	Sep 24, 2003 · Amount on File
Deed Book / Page	12449 / 312
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	317 CHEYENNE DR, FREDERICK, MD 21701-4675
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 CHEYENNE DR, FREDERICK, MD 21701-4675

Mortgage

Document Number	0141340040
Date	Sep 30, 2020
Book Page	14134/40

Lender

Name	RUTH RUHL PC
Type	Non-Lending Institution
Address	DALLAS, TX 75251

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Jun 1, 2048

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 6, 2018
Property Address	317 CHEYENNE DR, FREDERICK, MD 21701-4675
Document Number	0124490312
Book / Page	12449 / 0312
Map Reference	MB38 PL153
Instrument Date	May 17, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ACER TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	317 CHEYENNE DR, FREDERICK, MD 21701-4675
Investor	Possibly a Property Investor

Mortgage

Document Number	0012449319
Date	Jun 6, 2018
Instrument	12449/319

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 317 Cheyenne Dr was $5,562.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,300	$355,100 Land $152,600 Building $202,500
2025	$5,562.00
2023	$4,637.00	$253,100	$299,900 Land $103,700 Building $196,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 Cheyenne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 Cheyenne Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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