313 Cheyenne Dr, Frederick, MD 21701 Property Records

Frederick County property record for 313 Cheyenne Dr, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,060 sqft · built 1993
Lot Size0.171 acres (7,452 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Jan 2015)
Tax Bill$4,873 (2024)
Deeds & MortgagesMar 2026 Second Mortgage
Aug 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-154447

Property Details

APN / Parcel Number

Primary APN02-154447
Alternative APNs
  • 2154447
  • 154447

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,060 sqft Living Area
Gross Area1,368 sqft
1st Floor Area540 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,452 sqft (0.171 acres)
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number154447
Street Address313 CHEYENNE DR
CityFREDERICK
StateMD
Zip21701-4675
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionLT 7 PLAT 2 0.171 ACRES MONOCACY MEADOWS
Legal SubdivisionMONOCACY MEADOWS
Legal Lot Number7
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1005
Census Tract750804

Owner

Source: Frederick County records · APN 02-154447

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address313 CHEYENNE DR, FREDERICK, MD 21701-4675
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 02, 2022Deed of Trust, Mortgage · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Sep 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
MAGNOLIA BANK
Jul 01, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 09, 2015 · Amount on Record
Deed SaleJan 09, 2015 · Amount on Record
Prior SaleJul 21, 2005 · Amount on Record
Deed Book / Page10350 / 174
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address313 CHEYENNE DR, FREDERICK, MD 21701-4675
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0177750211
DateMar 19, 2026
Book Page17775/211
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2046

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address313 CHEYENNE DR, FREDERICK, MD 21701-4675
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 CHEYENNE DR, FREDERICK, MD 21701-4675

Mortgage

Document Number0160620499
DateAug 02, 2022
Book Page16062/499
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address313 CHEYENNE DR, FREDERICK, MD 21701-4675
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0153230423
DateSep 24, 2021
Book Page15323/423
Lender
NameMAGNOLIA BANK
TypeBank
AddressHODGENVILLE, KY 42748
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJul 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address313 CHEYENNE DR, FREDERICK, MD 21701-4675
Document Number0142840138
Instrument DateJul 01, 2020
Transaction TypeMortgage
Record UpdatedDec 09, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 CHEYENNE DR FREDERICK MD 217014675, FREDERICK, MD 21701-4675

Mortgage

Document Number0142840138
DateNov 19, 2020
Book Page014284/000138
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 18, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$289,800 (+14.06%) Land $103,400 Building $186,400$289,800 (-) Land $103,400 Building $186,400
2024$4,873.00 (+7.03%)
2023$4,553.00 Homeowner's exemption$254,067$289,800 Land $103,400 Building $186,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Shenandoah Telecommunications Company
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 516 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF FREDERICK
serves 54,000 people
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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