Black Hawk County property record for 317 Bratnober St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1970 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $888 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 8913-23-276-005 |
| Primary APN | 8913-23-276-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 300 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 317 BRATNOBER ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALUMET ADDITION LOT 3 BLK 10 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 23 |
| Legal Subdivision | CALUMET ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 500 |
317 Bratnober St is owned and occupied by an individual who acquired it in June 2021.
Source: Black Hawk County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 317 BRATNOBER ST, WATERLOO, IA 50703-3607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 8, 2021 |
| Transfer Doc | 202100026824 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 18, 2021 |
| Property Address | 317 BRATNOBER ST, WATERLOO, IA 50703-3607 |
| Document Number | 202100026824 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 202100026824 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 216 BROOKERIDGE DR APT 7, 7, WASHBURN, IA 50702-5718 |
The 2025 property tax bill for 317 Bratnober St was $888 with a homeowner's exemption, up 0.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $888.00 (+0.11%) Homeowner's exemption | $72,550 Land $6,370 Building $66,180 | $72,550 Land $6,370 Building $66,180 |
| 2024 | $887.00 | ||
| 2023 | $51,130 Land $6,370 Building $44,760 | $51,130 Land $6,370 Building $44,760 | |
| 2022 | $718.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 317 Bratnober St in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 10 (1998–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 317 Bratnober St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink.
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