Black Hawk County property record for 407 Bratnober St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1909 |
| Lot Size | 0.113 acres (4,940 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,008 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 8913-23-252-010 |
| Primary APN | 8913-23-252-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Basement Area | 572 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,940 sqft (0.113 acres) |
| Lot Dimensions | 130 ft deep x 38 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 407 BRATNOBER ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RICKER AND BRATNOBER LAND CO ADDITION E 37 1/2 FT LOT 13 BLK 11 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 23 |
| Legal Subdivision | RICKER AND BRATNOBER LAND CO |
| Legal Block | 11 |
| Legal Lot Number | 13 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 500 |
407 Bratnober St, a single family home, is owned by a company.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 210 CORDUROY DR, CEDAR FALLS, IA 50613-8924 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 407 Bratnober St was $1,008, up 34.4% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,008.00 (+34.4%) | $49,380 Land $4,840 Building $44,540 | $49,380 Land $4,840 Building $44,540 |
| 2024 | $750.00 | ||
| 2023 | $34,530 (+17.93%) Land $4,840 Building $29,690 | $34,530 Land $4,840 Building $29,690 | |
| 2022 | $644.00 | $29,280 Land $4,840 Building $24,440 | |
| 2021 | $29,280 Land $4,840 Building $24,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Bratnober St in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 10 (1998–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 407 Bratnober St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures