317 3rd St, Garber, IA 52048 Property Records

Clayton County property record for 317 3rd St, Garber, IA 52048

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,839 sqft · built 1900
Lot Size0.287 acres (12,500 sqft)
Owner2 Individual Names on Record
Tax Bill$730 (2025)
Flood ZoneZone X (minimal risk)
APN22-28-36-177-007

Property Details

APN / Parcel Number

Primary APN22-28-36-177-007
Alternative APN
  • 2836177007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,839 sqft Living Area
1st Floor Area996 sqft
Basement Area498 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area12,500 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage Area529 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area266 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address317 3RD ST
CityGARBER
StateIA
Zip52048-4400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 7 8 E PT 6 BLK 5
Legal Block5
Legal Lot Number7,8
JurisdictionCLAYTON IA
Township / Civil DivisionVOLGA
Census Block Group1
Census Block1046
Census Tract70500

Owner

Source: Clayton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address317 3RD ST, GARBER, IA 52048-4400
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
MunicipalityGarber City
Unified School DistrictCentral Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$730.00 (+11.96%) Homeowner's exemption$66,607 (+19.21%) Land $9,524 Building $57,083$66,607 (+19.21%) Land $9,524 Building $57,083
2024$652.00 (-2.98%)
2023$55,873 Land $8,282 Building $47,591$55,873 Land $8,282 Building $47,591
2022$672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims20 (1991–2017)
Claims Outside the SFHA4 of 20
Most Recent ClaimJul 2017 · other causes
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 13 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Alpine Communications
Fiber
500 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number