Clayton County property record for 313 3rd St, Garber, IA 52048
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,212 sqft · built 1920 |
| Lot Size | 0.203 acres (8,880 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,000 (Oct 2021) |
| Tax Bill | $1,056 (2024) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2836134001 |
| Primary APN | 2836134001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| 1st Floor Area | 1,004 sqft |
| Basement Area | 1,004 sqft |
| Finished Basement | 300 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,880 sqft (0.203 acres) |
| Lot Dimensions | 120 ft deep x 74 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 64 sqft |
| Patio Area | 155 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 313 3RD ST |
|---|---|
| City | GARBER |
| State | IA |
| Zip | 52048-4400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 2 & 3 BLK 1 WEST VIEW ADD. |
| Legal Subdivision | WEST VIEW ADD |
| Legal Block | 1 |
| Legal Lot Number | 1-3 2 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | VOLGA |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 70500 |
Source: Clayton County records · APN 2836134001
Assessment roll updated May 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 313 3RD ST, GARBER, IA 52048-4400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on Record |
| Deed Sale | Oct 26, 2021 · Amount on Record |
| Deed Document Number | 2021R04520 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Oct 26, 2021 |
| Property Address | 313 3RD ST, GARBER, IA 52048-4400 |
| Document Number | 2021R04520 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021R04520 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 313 3RD ST, GARBER, IA 52048-4400 |
| Document Number | 2021R04522 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021R04522 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Clayton County records · Assessment roll updated May 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Garber City |
| Unified School District | Central Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $100,384 (+19.23%) Land $6,978 Building $93,406 | $100,384 (+19.23%) Land $6,978 Building $93,406 | |
| 2024 | $1,056.00 (-4%) | ||
| 2023 | $84,194 Land $6,068 Building $78,126 | $84,194 Land $6,068 Building $78,126 | |
| 2022 | $1,100.00 |
Source: FEMA National Flood Hazard Layer as of September 28, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 20 (1991–2017) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Jul 2017 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alpine Communications Fiber | 500 / 500 |
Based on FCC filings for 43 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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