317 390th St E, Roy, WA 98580 Property Records

Pierce County property record for 317 390th St E, Roy, WA 98580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,125 sqft · built 2024
Lot Size	3.48 acres (151,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Mar 2021)
Tax Bill	$5,131 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500217-0-190`

Property Details

APN / Parcel Number

Primary APN	`500217-0-190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,125 sqft Living Area
Gross Area	2,609 sqft
1st Floor Area	2,125 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Material	Composition Shingle
Lot Area	151,589 sqft
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	317 390TH ST E
City	ROY
State	WA
Zip	98580-7921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 04 TOWNSHIP 16 RANGE 03 QUARTER 13 HARTS LAKE ESTATES L 19 EASE OF REC OUT OF 1-001 & 2-001 SEG K0296 11/30/98MD
Legal Range	03
Legal Township	16
Legal Section	04
Legal Subdivision	HARTS LAKE ESTATES
Legal Lot Number	19
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	1
Census Block	1024
Census Tract	73006

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22209 48TH AVE E, SPANAWAY, WA 98387-6030
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Mar 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CARPINITO GRANDCHILDREN II LLC
Aug 31, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 25, 2018	Quit Claim Deed CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	2021741
Prior Transfer Date	Aug 17, 2017
Prior Transfer Doc	0000000497
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	317 390TH ST E, ROY, WA 98580-7921
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22209 48TH AVE E, SPANAWAY, WA 98387-6030

Mortgage

Document Number	0006170555
Date	Jun 17, 2022
Instrument	202206170555

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	9.25%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 12, 2021
Property Address	317 390TH ST E, ROY, WA 98580-7921
Document Number	0003120741
Map Reference	DOC 9810295002
Instrument Date	Mar 11, 2021
Instrument	202103120741
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22209 48TH AVE E, SPANAWAY, WA 98387-6030

Mortgage

Document Number	0003120742
Date	Mar 12, 2021
Instrument	202103120742

Lender

Name	CARPINITO GRANDCHILDREN II LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	14 Months
Due	May 3, 2022

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 31, 2017
Property Address	317 390TH ST E, ROY, WA 98580-7921
Document Number	1708311062
Instrument Date	Aug 17, 2017
Instrument	201708311062
Transaction Type	Transfer
Record Updated	Sep 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	317 390TH ST E

June 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 25, 2018
Property Address	317 390TH ST E, ROY, WA 98580-7921
Document Number	1806250497
Instrument Date	Aug 17, 2017
Instrument	201806250497
Record Updated	Jul 31, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1148 CENTRAL AVE N KENT WA 980323044, KENT, WA 98032-3044

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Yelm Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$642,600 (+409.19%) Land $242,700 Building $399,900	$642,600 (+409.19%) Land $242,700 Building $399,900
2025	$5,131.00 (+327.58%)
2024	$1,200.00 (+4.71%)	$126,200 (-4.03%) Land $126,200	$126,200 (-4.03%) Land $126,200
2023	$1,146.00	$131,500 Land $131,500	$131,500 Land $131,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1996–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2016 · rainfall accumulation
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lightcurve DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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