104 390th St E, Roy, WA 98580 Property Records

Pierce County property record for 104 390th St E, Roy, WA 98580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,191 sqft · built 2020
Lot Size	2.28 acres (99,752 sqft)
Owner	Company Name on Record
Last Sale	$129,719 (Jul 2018)
Tax Bill	$7,881 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`500217-0-120`

Property Details

APN / Parcel Number

Primary APN	`500217-0-120`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,191 sqft Living Area
Gross Area	3,928 sqft
1st Floor Area	2,471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	99,752 sqft
Terrain	Mountain
Garage Type	Attached
Garage Area	737 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Slab
Shed	1 Shed
Shed Area	720 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	104 390TH ST E
City	ROY
State	WA
Zip	98580-7919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 04 TOWNSHIP 16 RANGE 03 QUARTER 13 HARTS LAKE ESTATES L 12 EASE OF REC OUT OF 1-001 & 2-001 SEG K0296 11/30/98MD
Legal Range	03
Legal Township	16
Legal Section	04
Legal Subdivision	HARTS LAKE ESTATES
Legal Lot Number	12
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	1
Census Block	1024
Census Tract	73006

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	104 390TH ST E, ROY, WA 98580-7919
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit 1ST SECURITY BANK OF WASHINGTON
Feb 3, 2020	Deed of Trust, Mortgage FIRST SEC BK/WA
Jul 26, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY
Aug 31, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 25, 2018	Quit Claim Deed CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	2018470
Prior Transfer Date	Aug 17, 2017
Prior Transfer Doc	0000000497
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	104 390TH ST E, ROY, WA 98580-7919
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004250101
Date	Apr 25, 2023
Instrument	202304250101

Lender

Name	1ST SECURITY BANK OF WASHINGTON
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	104 390TH ST E, ROY, WA 98580-7919
Document Number	2002070576
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	104 390TH ST S ROY WA 98580, ROY, WA 98580

Mortgage

Document Number	2002070576
Date	Feb 7, 2020
Instrument	202002070576

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 26, 2018
Property Address	104 390TH ST E, ROY, WA 98580-7919
Document Number	1807260470
Instrument Date	Jul 24, 2018
Instrument	201807260470
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,319.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	104 390TH ST S ROY WA 98580, ROY, WA 98580

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 31, 2017
Property Address	104 390TH ST E, ROY, WA 98580-7919
Document Number	1708311062
Instrument Date	Aug 17, 2017
Instrument	201708311062
Transaction Type	Transfer
Record Updated	Sep 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 390TH ST S

June 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 25, 2018
Property Address	104 390TH ST E, ROY, WA 98580-7919
Document Number	1806250497
Instrument Date	Aug 17, 2017
Instrument	201806250497
Record Updated	Jul 31, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1148 CENTRAL AVE N KENT WA 980323044, KENT, WA 98032-3044

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Yelm Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$980,300 (-1.38%) Land $278,600 Building $701,700	$980,300 (-1.38%) Land $278,600 Building $701,700
2025	$7,881.00 (-17.32%)	$994,000 (+11.94%) Land $278,600 Building $715,400	$994,000 (+11.94%) Land $278,600 Building $715,400
2024	$9,532.00 (+21.63%)	$888,000 (+8.9%) Land $265,300 Building $622,700	$888,000 (+8.9%) Land $265,300 Building $622,700
2023	$7,837.00	$815,400 Land $276,300 Building $539,100	$815,400 Land $276,300 Building $539,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1996–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2016 · rainfall accumulation
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lightcurve DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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