3168 Bernath Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 3168 Bernath Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,684 sqft · built 2002
Lot Size	0.392 acres (17,100 sqft)
Owner	Individual Name on File
Last Sale	$439,900 (Jan 2021)
Tax Bill	$5,870 (2024)
Deeds & Mortgages	Jan 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`35-1N-29-0346-00A00-0230`

Property Details

APN / Parcel Number

Primary APN	`35-1N-29-0346-00A00-0230`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,684 sqft Heated Area
Gross Area	4,228 sqft
1st Floor Area	3,308 sqft
Upper Floors Area	529 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Shingle
Lot Area	17,100 sqft (0.392 acres)
Lot Dimensions	1,900 ft deep x 900 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	434 sqft
Deck Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	351N29034600A000230
Street Address	3168 BERNATH DR
City	MILTON
State	FL
Zip	32583-8453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BERNATH PLACE (THE) LOT 23 BLK A AS DES IN OR 4055 PG 28
Legal Range	29W
Legal Township	01N
Legal Section	35
Legal Subdivision	BERNATH PLACE (THE)
Legal Block	A
Legal Lot Number	23
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	3
Census Block	3022
Census Tract	10709

Owner

3168 Bernath Dr is owned and occupied by an individual who bought it in January 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3168 BERNATH DR, MILTON, FL 32583-8453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on File
Deed Sale	Jan 11, 2021 · Amount on File
Prior Sale	May 8, 2015 · Amount on File
Deed Document Number	0000405528
Deed Book / Page	4055 / 28
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 11, 2021
Property Address	3168 BERNATH DR, MILTON, FL 32583-8453
Document Number	0040550028
Book / Page	4055 / 28
Map Reference	MB F PG 10
Instrument Date	Jan 11, 2021
Instrument	202101819
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$3,079.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3168 BERNATH DR, MILTON, FL 32583-8453

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,870.00 (+0.57%) Homeowner's exemption Disabled Person's exemption	$371,619 (+3%)	$448,478 (+4.4%) Land $81,000 Building $367,478
2023	$5,837.00 (+1.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$360,795 (+3%)	$429,582 (+22.64%) Land $81,000 Building $348,582
2022	$5,732.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$350,286	$350,286 Land $40,500 Building $309,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3168 Bernath Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 199 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	199 in force
Nearby Flood Claims	56 (1995–2020)
Claims Outside the SFHA	1 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 37 claims Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3168 Bernath Dr is high, ranking above 73% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50