3164 Bernath Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 3164 Bernath Dr, Milton, FL 32583 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,403 sqft · built 1997
Lot Size	0.496 acres (21,630 sqft)
Owner	Individual Name on File
Tax Bill	$3,890 (2024)
Deeds & Mortgages	Jan 2024 Transfer
Flood Zone	Zone AE (high risk)
APN	`35-1N-29-0346-00A00-0240`

Property Details

APN / Parcel Number

Primary APN	`35-1N-29-0346-00A00-0240`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,403 sqft Heated Area
Gross Area	3,675 sqft
1st Floor Area	2,985 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1997
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	21,630 sqft (0.496 acres)
Lot Dimensions	2,060 ft deep x 1,050 ft wide
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	690 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	351N29034600A000240
Street Address	3164 BERNATH DR
City	MILTON
State	FL
Zip	32583-8453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERNATH PLACE (THE) LOT 24 BLK A AS DES IN OR 1449 PG 1428 & AS DES IN OR 4467 PG 2075
Legal Range	29W
Legal Township	01N
Legal Section	35
Legal Subdivision	BERNATH PLACE (THE)
Legal Block	A
Legal Lot Number	24
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	3
Census Block	3022
Census Tract	10709

Owner

Source: Santa Rosa County records · APN 35-1N-29-0346-00A00-0240

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	3164 BERNATH DR, MILTON, FL 32583-8453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Transfer Date	Jan 23, 2024
Transfer Doc	0044672075
Record Updated	Jun 08, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 23, 2024
Property Address	3164 BERNATH DR, MILTON, FL 32583-8453
Document Number	0044672075
Book / Page	4467 / 2075
Map Reference	MB F PG 10
Instrument Date	Jan 01, 2024
Instrument	202402898
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3164 BERNATH DR, MILTON, FL 32583-8453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3164 BERNATH DR, MILTON, FL 32583-8453

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,890.00 (+8.12%) Homeowner's exemption Senior Citizen's exemption	$219,581 (+3%)	$385,454 (+4.84%) Land $94,500 Building $290,954
2023	$3,598.00 (+1.78%) Homeowner's exemption Senior Citizen's exemption	$213,185 (+3%)	$367,650 (+24.39%) Land $94,500 Building $273,150
2022	$3,535.00 Homeowner's exemption Senior Citizen's exemption	$206,976	$295,566 Land $47,250 Building $248,316

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 199 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	199 in force
Nearby Flood Claims	56 (1995–2020)
Claims Outside the SFHA	1 of 56
Most Recent Claim	Sep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 37 claims Hurricane Frances, Sep 2004 · 13 claims

Wildfire

Wildfire Risk	High above 74% of the US · above 58% of Florida
Wildfire Likelihood	About 1 in 412 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.