3164 Toyon Heights Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 3164 Toyon Heights Dr, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,905 sqft · built 1981
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individual Names on File
Last Sale	$487,000 (Sep 2001)
Tax Bill	$7,796 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-780-02-00`

Property Details

APN / Parcel Number

Primary APN	`105-780-02-00`
Alternative APN	`1050414900`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,905 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	148,104 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1050414900
Street Address	3164 TOYON HEIGHTS DR
City	FALLBROOK
State	CA
Zip	92028-8447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 16-9-3W NEQ NLY PAR PER ROS 8069 IN SEQ OF
Legal Range	03W
Legal Township	09
Legal Section	16
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2012
Census Tract	19001

Owner

3164 Toyon Heights Dr is owned and occupied by two individuals who acquired it in January 2019.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3164 TOYON HEIGHTS DR, FALLBROOK, CA 92028-8447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage DOLAN GADDI LENDING INC
May 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE ALLIANCE CORP
Apr 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Mar 22, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2001 · Amount on File
Deed Sale	Sep 19, 2001 · Amount on File
Deed Document Number	2001675409
Last Transfer Date	Jan 29, 2019
Transfer Doc	0000102970
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3164 TOYON HEIGHTS DR, FALLBROOK, CA 92028-8447
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3164 TOYON HEIGHTS DR, FALLBROOK, CA 92028-8447

Mortgage

Document Number	0000265208
Date	Sep 24, 2025
Instrument	2025-0265208

Lender

Name	DOLAN GADDI LENDING INC
Type	Mortgage Company
Address	CARLSBAD, CA 92009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3164 TOYON HEIGHTS DR, FALLBROOK, CA 92028-8447
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3164 TOYON HEIGHTS DR, FALLBROOK, CA 92028-8447

Mortgage

Document Number	0000113472
Date	May 6, 2024
Instrument	2024-0113472

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3164 TOYON HEIGHTS DR, FALLBROOK, CA 92028-8447
Transaction Type	Mortgage
Record Updated	Apr 13, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3164 TOYON HEIGHTS DR, FALLBROOK, CA 92028-8447

Mortgage

Document Number	0000085253
Date	Apr 3, 2023
Instrument	2023-0085253

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.62%
Type Change Date	Apr 1, 2028
Change Frequency	6 Months
Min Rate At Change	8.62%
Max Rate At Change	10.6%
Index	Other
Max Rate	13.6%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 22, 2019
Property Address	3164 TOYON HEIGHTS DR, FALLBROOK, CA 92028-8447
Document Number	0000102970
Instrument Date	Jan 29, 2019
Instrument	102970
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3164 TOYON HEIGHTS DR FALLBROOK CA 920288447, FALLBROOK, CA 92028-8447

Mortgage

Document Number	102971
Date	Mar 22, 2019
Instrument	102971

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.62%

Tax Assessment & Valuation

The 2025 property tax bill for 3164 Toyon Heights Dr was $7,796.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$733,811 (+2%) Land $191,596 Building $542,215
2025	$7,796.00	$719,424 Land $187,840 Building $531,584
2023	$7,418.00 (-0.05%)	$691,490 Land $180,547 Building $510,943
2022	$7,422.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3164 Toyon Heights Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3164 Toyon Heights Dr is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Southern California Telephone, Verizon.

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