3045 Toyon Heights Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 3045 Toyon Heights Dr, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,241 sqft · built 1988
Lot Size	3.41 acres (148,975 sqft)
Owner	Individual Name on Record
Last Sale	$1,015,000 (May 2024)
Tax Bill	$11,187 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`105-772-15-00`

Property Details

APN / Parcel Number

Primary APN	`105-772-15-00`
Alternative APN	`1050413600`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,241 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	148,975 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1050413600
Street Address	3045 TOYON HEIGHTS DR
City	FALLBROOK
State	CA
Zip	92028-9130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM03324
Legal Subdivision	P3324
Legal Tract	3324
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2023
Census Tract	19001

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1045 TOYON HEIGHTS DR, FALLBROOK, CA 92028
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Jan 2, 2024	Affidavit of Death of Joint Tenant, Transfer
Jan 2, 2024	Intrafamily Transfer, Transfer
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2024 · Amount on Record
Deed Sale	May 24, 2024 · Amount on Record
Prior Sale	Feb 10, 1989 · Amount on Record
Deed Document Number	2024132075
Prior Transfer Date	Dec 26, 2023
Prior Transfer Doc	0000000191
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2026
Property Address	3045 TOYON HEIGHTS DR, FALLBROOK, CA 92028-9130
Document Number	0000193118
Instrument Date	Jun 30, 2026
Instrument	2026193118
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 TOYON HEIGHTS DR, FALLBROOK, CA 92028-9130

Mortgage

Document Number	0000193118,
Date	Jul 7, 2026
Instrument	2026193118

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 2, 2024
Property Address	3045 TOYON HEIGHTS DR, FALLBROOK, CA 92028-9130
Document Number	0000000191
Map Reference	PG 3324
Instrument Date	Dec 11, 2023
Instrument	2024-0000191
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 TOYON HEIGHTS DR, FALLBROOK, CA 92028-9130

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 2, 2024
Property Address	3045 TOYON HEIGHTS DR, FALLBROOK, CA 92028-9130
Document Number	0000000192
Map Reference	PG 3324
Instrument Date	Dec 11, 2023
Instrument	2024-0000192
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 TOYON HEIGHTS DR, FALLBROOK, CA 92028-9130

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3045 TOYON HEIGHTS DR, FALLBROOK, CA 92028-9130
Document Number	0000473014
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3045 TOYON HEIGHTS DR FALLBROOK CA 920289130, FALLBROOK, CA 92028-9130

Mortgage

Document Number	0000473014
Date	Aug 21, 2020
Instrument	473014

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3045 TOYON HEIGHTS DR, FALLBROOK, CA 92028-9130
Document Number	0000538119
Instrument Date	Nov 8, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3045 TOYON HEIGHTS DR FALLBROOK CA 920289130, FALLBROOK, CA 92028-9130

Mortgage

Document Number	0000538119
Date	Nov 17, 2017
Instrument	538119

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,056,006 (+2%) Land $676,260 Building $379,746
2025	$11,187.00 (+55.68%)	$1,035,300 (+53.07%) Land $663,000 Building $372,300
2023	$7,186.00 (-0.01%) Homeowner's exemption	$676,371 Land $315,639 Building $360,732
2022	$7,187.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Southern California Telephone, Spectrum, Verizon.

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