Kenton County property record for 3164 Hulbert Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,897 sqft · built 1958 |
| Lot Size | 0.426 acres (18,540 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Oct 2017) |
| Tax Bill | $3,483 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-10-08-070.00 |
| Primary APN | 015-10-08-070.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,897 sqft Finished Area |
| Gross Area | 2,507 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 18,540 sqft (0.426 acres) |
| Lot Dimensions | 150 ft deep x 123 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3164 HULBERT AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 123.57X150FT NS HULBERT W OF VEST SUB (0.45 A) |
| Legal Subdivision | VEST SUB |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 64400 |
3164 Hulbert Ave is owned and occupied by two individuals who bought it in October 2017.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3164 HULBERT AVE, ERLANGER, KY 41018-1364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Oct 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Sep 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Oct 10, 2017 | Warranty Deed, Transfer UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2017 · Amount on File |
| Deed Sale | Oct 10, 2017 · Amount on File |
| Deed Document Number | 201710 10 059 00099 |
| Deed Book / Page | 6268 / 54 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3164 HULBERT AVE, ERLANGER, KY 41018-1364 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900245 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 177/528 |
| Instrument | 21030305900245 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3164 HULBERT AVE, ERLANGER, KY 41018-1364 |
| Document Number | 0000000178 |
| Instrument Date | Oct 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3164 HULBERT AVE ERLANGER KY 410181364, ERLANGER, KY 41018-1364 |
| Document Number | 0000000178 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 0C6783/000111 |
| Instrument | 178 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 20, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3164 HULBERT AVE, ERLANGER, KY 41018-1364 |
| Document Number | 0000000087 |
| Instrument Date | Sep 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3164 HULBERT AVE ERLANGER KY 410181364, ERLANGER, KY 41018-1364 |
| Document Number | 0000000087 |
|---|---|
| Date | Oct 8, 2018 |
| Book Page | 0C6518/000260 |
| Instrument | 87 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 10, 2017 |
| Property Address | 3164 HULBERT AVE, ERLANGER, KY 41018-1364 |
| Document Number | 0000000099 |
| Book / Page | 0C6268 / 000054 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 99 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2017 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $170.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3164 HULBERT AVE ERLANGER KY 410181364, ERLANGER, KY 41018-1364 |
| Document Number | 102 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 0C6268/000056 |
| Instrument | 102 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
The 2025 property tax bill for 3164 Hulbert Ave was $3,483.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,100 (-) Land $25,000 Building $239,100 | $264,100 (-) Land $25,000 Building $239,100 | |
| 2025 | $3,483.00 | $264,100 Land $25,000 Building $239,100 | $264,100 Land $25,000 Building $239,100 |
| 2023 | $3,430.00 | $264,100 Land $25,000 Building $239,100 | $264,100 Land $25,000 Building $239,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3164 Hulbert Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3164 Hulbert Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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