Kenton County property record for 3161 Hulbert Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 882 sqft · built 1948 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Jul 2018) |
| Tax Bill | $1,785 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-10-11-008.00 |
| Primary APN | 015-10-11-008.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 882 sqft Finished Area |
| Gross Area | 1,029 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 175 ft deep x 48 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3161 HULBERT AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOSEY PT LOTS 29-30 48'X 175' SS CRESCENT SPRINGS PIKE |
| Legal Subdivision | LOSEY |
| Legal Lot Number | 29,30 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 64400 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3161 HULBERT AVE, ERLANGER, KY 41018-1333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Mar 31, 2023 | Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 2, 2018 | Grant Deed, Transfer · FHA Mortgage AMERICAN MTG SVC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2018 · Amount on Record |
| Deed Sale | Jul 2, 2018 · Amount on Record |
| Prior Sale | May 5, 2014 · Amount on Record |
| Deed Document Number | 201807 02 059 00211 |
| Deed Book / Page | 6444 / 90 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 22, 2026 |
| Property Address | 3161 HULBERT AVE, ERLANGER, KY 41018-1333 |
| Document Number | 0000015739 |
| Book / Page | 464 / 56 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202615739 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3161 HULBERT AVE, ERLANGER, KY 41018-1333 |
| Document Number | 0000015739, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 464/56 |
| Instrument | 202615739 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 1, 2066 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3161 HULBERT AVE, ERLANGER, KY 41018-1333 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3161 HULBERT AVE, EDGEWOOD, KY 41018-1333 |
| Document Number | 0005900029 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | KCM 450/375 |
| Instrument | 23033105900029 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Amount | Amount Recorded |
|---|---|
| Term | 304 Months |
| Due | Jul 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 2, 2018 |
| Property Address | 3161 HULBERT AVE, ERLANGER, KY 41018-1333 |
| Document Number | 0000000211 |
| Book / Page | 0C6444 / 000090 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 211 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3161 HULBERT AVE ERLANGER KY 410181333, ERLANGER, KY 41018-1333 |
| Document Number | 213 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 0C6444/000095 |
| Instrument | 213 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Number | 252, |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 0C6446/000276 |
| Instrument | 252 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jul 1, 2028 |
| Rate | 12% |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,400 (-) Land $25,000 Building $110,400 | $135,400 (-) Land $25,000 Building $110,400 | |
| 2025 | $1,785.00 (+1.54%) | $135,400 (-) Land $25,000 Building $110,400 | $135,400 (-) Land $25,000 Building $110,400 |
| 2023 | $1,758.00 | $135,400 Land $25,000 Building $110,400 | $135,400 Land $25,000 Building $110,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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