Sonoma County property record for 31638 McCray Rd, Cloverdale, CA 95425
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1957 |
| Lot Size | 0.86 acres (37,461 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $540,000 (Nov 2022) |
| Tax Bill | $6,558 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 115-150-076-000 |
| Primary APN | 115-150-076-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Custom Design |
| Construction Type | Frame |
| Lot Area | 37,461 sqft (0.86 acres) |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Old Parcel Number | 115-150-076 |
|---|---|
| Street Address | 31638 MCCRAY RD |
| City | CLOVERDALE |
| State | CA |
| Zip | 95425-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2003 FM PT 115-150-009 2002R0167808 LLA01-0066 |
| Legal Subdivision | MUSALACON RHO |
| Legal Block | 2 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | CLOVERDALE-GEYSERVILLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 154201 |
Source: Sonoma County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31638 MCCRAY RD, CLOVERDALE, CA 95425-9503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2022 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| Oct 18, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage BBMC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2022 · Amount on Record |
| Deed Sale | Nov 29, 2022 · Amount on Record |
| Prior Sale | May 28, 1999 · Amount on Record |
| Deed Document Number | 202275950 |
| Prior Transfer Date | Sep 23, 2017 |
| Prior Transfer Doc | 0000080820 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Nov 29, 2022 |
| Property Address | 31638 MCCRAY RD, CLOVERDALE, CA 95425-9503 |
| Document Number | 0000075950 |
| Map Reference | MB 11 PG 483 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022075950 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31638 MCCRAY RD, CLOVERDALE, CA 95425-9503 |
| Document Number | 0000075951 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 2022075951 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 31638 MCCRAY RD, CLOVERDALE, CA 95425-9503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0000033744 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 2020033744 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Oct 18, 2017 |
| Property Address | 31638 MCCRAY RD, CLOVERDALE, CA 95425-9503 |
| Document Number | 0000080820 |
| Map Reference | OR11 PG483 |
| Instrument Date | Sep 23, 2017 |
| Instrument | 2017080820 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31638 MCCRAY RD, CLOVERDALE, CA 95425-9503 |
| Document Number | 0000080821 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 2017080821 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2037 |
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Unified School District | Cloverdale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $573,052 (+2%) Land $265,302 Building $307,750 | |
| 2025 | $6,558.00 (+2.47%) | $561,816 (+4.04%) Land $260,100 Building $301,716 |
| 2023 | $6,400.00 (+109.36%) | $540,000 Land $250,000 Building $290,000 |
| 2022 | $3,057.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 13 (1983–2019) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures