31604 McCray Rd, Cloverdale, CA 95425 Property Records

Sonoma County property record for 31604 McCray Rd, Cloverdale, CA 95425

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,325 sqft · built 1967
Lot Size0.184 acres (8,000 sqft)
Owner2 Individual Names on Record
Last Sale$76,855 (Jun 1994)
Tax Bill$1,906 (2025)
Deeds & MortgagesDec 2025 Transfer
Apr 2021 Mortgage
Flood ZoneZone AE (high risk)
APN115-150-014-000

Property Details

APN / Parcel Number

Primary APN115-150-014-000
Alternative APN
  • 115-150-014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area1,325 sqft Living Area
1st Floor Area1,325 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1978
Architectural StyleCustom Design
Construction TypeWood
Lot Area8,000 sqft (0.184 acres)
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number115-150-014
Street Address31604 MCCRAY RD
CityCLOVERDALE
StateCA
Zip95425-9503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARB8FRZN
Legal DescriptionUNINCORP COUNTY CA
Legal Block2
JurisdictionSONOMA CA
Township / Civil DivisionCLOVERDALE-GEYSERVILLE
Census Block Group2
Census Block2010
Census Tract154201

Owner

Source: Sonoma County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address855 S TAOS WAY, ANAHEIM, CA 92808-2373
Owner TypeIndividual
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Intrafamily Transfer, Transfer
Apr 22, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 1994 · Amount on Record
Deed SaleJun 15, 1994 · Amount on Record
Deed Document Number199475897
Last Transfer DateApr 13, 2021
Transfer Doc0000049577
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSONOMA CA
Recording DateDec 31, 2025
Property Address31604 MCCRAY RD, CLOVERDALE, CA 95425-9503
Document Number0000066672
Instrument DateAug 2, 2025
Instrument2025066672
Transaction TypeTransfer
Record UpdatedJan 8, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address855 S TAOS WAY, ANAHEIM, CA 92808-2373

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSONOMA CA
Recording DateApr 22, 2021
Property Address31604 MCCRAY RD, CLOVERDALE, CA 95425-9503
Document Number0000049577
Instrument DateApr 13, 2021
Instrument2021049577
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31604 MCCRAY RD, CLOVERDALE, CA 95425-9503

Mortgage

Document Number0000049578
DateApr 22, 2021
Instrument2021049578
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictCloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$145,812 (+2%) Land $68,619 Building $77,193
2025$1,906.00 (+2.2%)$142,954 (+4.04%) Land $67,274 Building $75,680
2023$1,865.00 (+1.69%)$137,405 Land $64,662 Building $72,743
2022$1,834.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims13 (1983–2019)
Claims Outside the SFHA1 of 13
Most Recent ClaimFeb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims
  • Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 7 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on McCray Rd

Nearby Streets

Search Property Records by Address or Parcel Number