31626 Calle de Las Estrellas, Bonsall, CA 92003 Property Records

San Diego County property record for 31626 Calle de Las Estrellas, Bonsall, CA 92003

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,649 sqft · built 2020
Lot Size0.214 acres (9,328 sqft)
Owner2 Individual Names on Record
Last Sale$714,000 (Jan 2020)
Tax Bill$8,126 (2025)
Deeds & MortgagesOct 2026 Line of Credit
May 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN126-071-43-00

Property Details

APN / Parcel Number

Primary APN126-071-43-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,649 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area9,328 sqft (0.214 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address31626 CALLE DE LAS ESTRELLAS
CityBONSALL
StateCA
Zip92003-3732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 83 TR 016139
Legal SubdivisionSAN DIEGO 5498-1
Legal Tract016139
Legal Block4
Legal Lot Number83
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group4
Census Block4002
Census Tract18803

Owner

Source: San Diego County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 LEESBURG, IRVINE, CA 92620-6203
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2026Deed of Trust, Mortgage · Line of Credit
MECHANICS BANK
May 23, 2022Deed of Trust, Mortgage · Line of Credit
HOMESTREET BANK
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 24, 2020Grant Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Sep 20, 2019Loan Modification, Mortgage
FARMERS & MERCHANTS BK/LNG BCH
May 23, 2017Grant Deed, Construction Loan · Construction Mortgage
FARMERS & MERCHANTS BK/LNG BCH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2020 · Amount on Record
Deed SaleJan 24, 2020 · Amount on Record
Deed Document Number202040511
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateOct 2, 2026
Property Address31626 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3732
Document Number0000287700
Instrument DateSep 26, 2026
Instrument2026287700
Transaction TypeMortgage
Record UpdatedOct 12, 2026
Title CompanyCALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address31626 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3732

Mortgage

Document Number0000287700,
DateOct 2, 2026
Instrument2026287700
Lender
NameMECHANICS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 15, 2051
Interest
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address31626 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3732
Transaction TypeMortgage
Record UpdatedMay 31, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31626 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3732

Mortgage

Document Number0000218532
DateMay 23, 2022
Instrument2022-0218532
Lender
NameHOMESTREET BANK
TypeBank
AddressSEATTLE, WA 98101
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address31626 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3732
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31626 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3732

Mortgage

Document Number0000691440
DateNov 5, 2020
Instrument2020-0691440
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2050

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 24, 2020
Property Address31626 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3732
Document Number0000040511
Map ReferenceMAP 16139
Instrument DateJan 17, 2020
Instrument2020-0040511
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4 LEESBURG, IRVINE, CA 92620-6203

Mortgage

Document Number0000040512
DateJan 24, 2020
Instrument2020-0040512
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address31626 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3732
Document Number0000430458
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedOct 7, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address31551 CALLE DE LAS ROSAS BONSALL CA 920033711, BONSALL, CA 92003-3711

Mortgage

Document Number0000430458
DateSep 27, 2019
Instrument430458
Lender
NameFARMERS & MERCHANTS BK/LNG BCH
TypeBank
AddressCORONA DEL MAR, CA 92625
Agreement
Term24 Months
DueSep 26, 2021

May 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 23, 2017
Property Address31626 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3732
Instrument DateMay 11, 2017
Instrument231459
Transaction TypeConstruction Loan
Record UpdatedSep 2, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 S 7TH ST 4600 WELLS FARGO C MINNEAPOLIS MN 55402, MINNEAPOLIS, MN 55402

Mortgage

Document Number0000231459
DateMay 23, 2017
Instrument231459
Lender
NameFARMERS & MERCHANTS BK/LNG BCH
TypeBank
Address2411 E COAST HWY # 300, CORONA DEL MAR, CA 92625-2027
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$796,322 (+2%) Land $211,946 Building $584,376
2025$8,126.00 (+4.27%) Homeowner's exemption$780,709 (+4.04%) Land $207,791 Building $572,918
2023$7,793.00 (+1.75%) Homeowner's exemption$750,395 Land $199,723 Building $550,672
2022$7,659.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100

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