31609 Calle de Las Estrellas, Bonsall, CA 92003 Property Records

San Diego County property record for 31609 Calle de Las Estrellas, Bonsall, CA 92003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,649 sqft · built 2020
Lot Size	0.146 acres (6,388 sqft)
Owner	Individual Name on File
Last Sale	$754,000 (Feb 2020)
Tax Bill	$9,069 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`126-071-13-00`

Property Details

APN / Parcel Number

Primary APN	`126-071-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,649 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	6,388 sqft (0.146 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	31609 CALLE DE LAS ESTRELLAS
City	BONSALL
State	CA
Zip	92003-3733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 53 TR 016139
Legal Subdivision	SAN DIEGO 5498-1
Legal Tract	016139
Legal Block	4
Legal Lot Number	53
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	4
Census Block	4001
Census Tract	18803

Owner

31609 Calle de Las Estrellas is owned and occupied by an individual who bought it in February 2020.

Source: San Diego County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	31609 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONS HOME FINANCE CORP
Feb 14, 2020	Grant Deed, Transfer · Conventional Mortgage FIRST NATIONS HM FIN
Sep 20, 2019	Loan Modification, Mortgage FARMERS & MERCHANTS BK/LNG BCH
May 23, 2017	Grant Deed, Construction Loan · Construction Mortgage FARMERS & MERCHANTS BK/LNG BCH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2020 · Amount on File
Deed Sale	Feb 14, 2020 · Amount on File
Deed Document Number	202078213
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	31609 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3733
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31609 CALLE DE LAS, BONSALL, CA 92003

Mortgage

Document Number	0000635615
Date	Oct 19, 2020
Instrument	2020-0635615

Lender

Name	FIRST NATIONS HOME FINANCE CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 14, 2020
Property Address	31609 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3733
Document Number	0000078213
Instrument Date	Jan 7, 2020
Instrument	78213
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$829.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31609 CALLE DE LAS ESTRELLAS BONSALL CA 920033733, BONSALL, CA 92003-3733

Mortgage

Document Number	78214
Date	Feb 14, 2020
Instrument	78214

Lender

Name	FIRST NATIONS HM FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2050

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	31609 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3733
Document Number	0000430458
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	31551 CALLE DE LAS ROSAS BONSALL CA 920033711, BONSALL, CA 92003-3711

Mortgage

Document Number	0000430458
Date	Sep 27, 2019
Instrument	430458

Lender

Name	FARMERS & MERCHANTS BK/LNG BCH
Type	Bank
Address	CORONA DEL MAR, CA 92625

Agreement

Term	24 Months
Due	Sep 26, 2021

May 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2017
Property Address	31609 CALLE DE LAS ESTRELLAS, BONSALL, CA 92003-3733
Instrument Date	May 11, 2017
Instrument	231459
Transaction Type	Construction Loan
Record Updated	Sep 2, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 S 7TH ST 4600 WELLS FARGO C MINNEAPOLIS MN 55402, MINNEAPOLIS, MN 55402

Mortgage

Document Number	0000231459
Date	May 23, 2017
Instrument	231459

Lender

Name	FARMERS & MERCHANTS BK/LNG BCH
Type	Bank
Address	2411 E COAST HWY # 300, CORONA DEL MAR, CA 92625-2027

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 31609 Calle de Las Estrellas was $9,069 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$888,327 (+2%) Land $256,566 Building $631,761
2025	$9,069.00 Homeowner's exemption	$870,910 Land $251,536 Building $619,374
2023	$8,697.00 (+1.76%) Homeowner's exemption	$837,093 Land $241,769 Building $595,324
2022	$8,547.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31609 Calle de Las Estrellas in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31609 Calle de Las Estrellas is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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