Caldwell County property record for 3155 Covington Way, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,774 sqft · built 2005 |
| Lot Size | 0.634 acres (27,615 sqft) |
| Owner | Individual Name on File |
| Last Sale | $384,000 (May 2026) |
| Tax Bill | $2,066 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 70 2 2P |
| Primary APN | 03 70 2 2P |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,774 sqft Heated Area |
| Gross Area | 2,624 sqft |
| 1st Floor Area | 1,774 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,615 sqft (0.634 acres) |
| Lot Dimensions | 263 ft deep x 105 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,050 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 260 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 185889 |
|---|---|
| Street Address | 3155 COVINGTON WAY |
| City | LENOIR |
| State | NC |
| Zip | 28645-9719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1770 PG 1637 YR 2011 ST 370.00 |
| Legal Subdivision | COVINGTON PLACE |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30700 |
3155 Covington Way is owned and occupied by an individual who bought it in May 2026.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3155 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Apr 8, 2025 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| May 1, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Mar 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FIN'L |
| Mar 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on File |
| Deed Sale | May 1, 2026 · Amount on File |
| Prior Sale | Jun 27, 2011 · Amount on File |
| Deed Document Number | 202610118423 |
| Deed Book / Page | 2163 / 1870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3155 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0020210497 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 2021/497 |
| Instrument | 10057370 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3155 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0021311986 |
|---|---|
| Date | Apr 8, 2025 |
| Book Page | 2131/1986 |
| Instrument | 10105524 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | May 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | May 1, 2026 |
| Property Address | 3155 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Document Number | 0021631870 |
| Book / Page | 2163 / 1870 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202610118423 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $77,568.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3155 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Document Number | 0010118423, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 2163/1873 |
| Instrument | 202610118423 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3155 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Document Number | 0000010105 |
| Instrument Date | Mar 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3155 COVINGTON WAY LENOIR NC 286459719, LENOIR, NC 28645-9719 |
| Document Number | 0000010105 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 001916/000876 |
| Instrument | 10105 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3155 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Document Number | 0000010106 |
| Instrument Date | Mar 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | MEYMAX TITLE |
| Name | Verified Name |
|---|---|
| Address | 3155 COVINGTON WAY LENOIR NC 286459719, LENOIR, NC 28645-9719 |
| Document Number | 0000010106 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 001916/000886 |
| Instrument | 10106 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2047 |
The 2026 property tax bill for 3155 Covington Way was $2,066, down 20.1% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Cajah's Mountain Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,066.00 (-20.11%) | $317,800 (-) Land $16,900 Building $300,900 | |
| 2025 | $2,586.00 (+54.2%) | $317,800 Land $16,900 Building $300,900 | $317,800 Land $16,900 Building $300,900 |
| 2024 | $1,677.00 | ||
| 2023 | $205,400 (-) Land $16,900 Building $188,500 | $205,400 (-) Land $16,900 Building $188,500 | |
| 2022 | $1,603.00 | $205,400 Land $16,900 Building $188,500 | $205,400 Land $16,900 Building $188,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3155 Covington Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3155 Covington Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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