31617 Spearhead Rd, Prather, CA 93651 Property Records

Fresno County property record for 31617 Spearhead Rd, Prather, CA 93651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,892 sqft · built 2008
Lot Size	19.4 acres (848,549 sqft)
Owner	2 Company Names on Record
Last Sale	$1,725,000 (Jun 2020)
Tax Bill	$7,085 (2025)
Deeds & Mortgages	May 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118-270-72`

Property Details

APN / Parcel Number

Primary APN	`118-270-72`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,892 sqft Living Area
1st Floor Area	1,890 sqft
2nd Floor Area	1,002 sqft
Basement Area	1,400 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	848,549 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	31617 SPEARHEAD RD
City	PRATHER
State	CA
Zip	93651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE40
Legal Description	19.48 AC PAR 1 P/M 6592 BK 44 PG 25
Legal Subdivision	PARCEL MAP 6592
Jurisdiction	FRESNO CA
Township / Civil Division	SIERRA
Census Block Group	3
Census Block	3022
Census Tract	6405

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 127, PRATHER, CA 93651-0127
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 14, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Prior Sale	May 20, 2004 · Amount on Record
Deed Document Number	202066572
Last Transfer Date	Oct 30, 2024
Transfer Doc	0000116763
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	31617 SPEARHEAD RD, PRATHER, CA 93651
Document Number	0000077799
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31617 SPEARHEAD RD PRATHER CA 93651, PRATHER, CA 93651

Mortgage

Document Number	0000077799
Date	Jun 24, 2020
Instrument	77799

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Dec 14, 2018
Property Address	31617 SPEARHEAD RD, PRATHER, CA 93651
Document Number	0000149367
Map Reference	MB 44 PG 25
Instrument Date	Dec 10, 2018
Instrument	2018-0149367
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 127, PRATHER, CA 93651-0127

Mortgage

Document Number	0000149368
Date	Dec 14, 2018
Instrument	2018-0149368

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Unified School District	Sierra Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$671,364 (+2%) Land $224,775 Building $446,589
2025	$7,085.00 (+8.25%)	$658,201 (+4.04%) Land $220,368 Building $437,833
2023	$6,545.00 (+1.27%)	$632,645 Land $211,812 Building $420,833
2022	$6,463.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
unWired Broadband Fixed Wireless	50 / 12
Table Top Telephone DSL	35 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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