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  5. Ebbtide Dr

3161 Ebbtide Dr, Edgewood, MD 21040 Property Records

Harford County property record for 3161 Ebbtide Dr, Edgewood, MD 21040

Property Summary

Property TypeSingle Family Home
Details2 ba · 912 sqft · built 1989
Lot Size0.119 acres (5,175 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Feb 2018)
Tax Bill$2,398 (2025)
Deeds & MortgagesFeb 2018 Sale & Mortgage
Jun 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-077368

Property Details

APN / Parcel Number

Primary APN01-077368
Alternative APNs
  • 1077368
  • 077368

Interior

Full Baths2 Baths
Building Area912 sqft Total Area
Basement Area680 sqft
Finished Basement680 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,175 sqft (0.119 acres)
Lot Dimensions115 ft deep x 45 ft wide
Deck Area434 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number077368
Street Address3161 EBBTIDE DR
CityEDGEWOOD
StateMD
Zip21040-2920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 30 5175 SF 3161 EBBTIDE DRIVE HARBOUR OAKS PT 43/9
Legal SubdivisionHARBOUR OAKS
Legal Lot Number30
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3002
Census Tract301602

Owner

Source: Harford County records · APN 01-077368

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3161 EBBTIDE DR, EDGEWOOD, MD 21040-2920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2018Deed, Transfer · FHA Mortgage
GEORGE MASON MORTGAGE LLC
Jun 13, 2017Special Warranty Deed, Transfer
R FINANCIAL LLC
Mar 22, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 01, 2018 · Amount on Record
Deed SaleFeb 01, 2018 · Amount on Record
Prior SaleJun 13, 2017 · Amount on Record
Deed Document Number201812692-0251
Deed Book / Page12692 / 251
Record UpdatedSep 20, 2026

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateFeb 01, 2018
Property Address3161 EBBTIDE DR, EDGEWOOD, MD 21040-2920
Document Number0126920251
Book / Page12692 / 0251
Map ReferenceLB HDC43 FO9
Instrument DateJan 25, 2018
Instrument12692-0251
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyUNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address217 FOREST GREEN RD, 217, ABERDEEN, MD 21001-4315

Transferred To (Grantee/Buyer)

NameVerified Name
Address3161 EBBTIDE DR, EDGEWOOD, MD 21040-2920

Mortgage

Document Number0126920258
DateFeb 01, 2018
Instrument12692-0258
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2048

June 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHARFORD MD
Recording DateJun 13, 2017
Property Address3161 EBBTIDE DR, EDGEWOOD, MD 21040-2920
Document Number0123830353
Book / Page12383 / 0353
Map ReferenceLB HDC43 FO9
Instrument DateMay 17, 2017
Instrument12383-0353
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4425 PONCE DE LEON BLVD # BLVD5TH, 4425, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 FOREST GREEN RD, ABERDEEN, MD 21001-4315

Mortgage

Document Number0123830358
DateJun 13, 2017
Instrument12383-0358
Lender
NameR FINANCIAL LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded

March 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHARFORD MD
Recording DateMar 22, 2017
Property Address3161 EBBTIDE DR, EDGEWOOD, MD 21040-2920
Document Number0122700186
Book / Page012270 / 000186
Instrument DateDec 14, 2016
Transaction TypeForeclosure
Record UpdatedMar 31, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$115.40
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4425 PONCE DE LEON BLVD #5TH CORAL GABLES FL 331461837, 5TH, CORAL GABLES, FL 33146-1837
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$258,100 (+23.49%) Land $60,100 Building $198,000$258,100 (+23.49%) Land $60,100 Building $198,000
2025$2,398.00 (+9.4%) Homeowner's exemption
2023$209,000 Land $60,100 Building $148,900$209,000 Land $60,100 Building $148,900
2022$2,192.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims7 (1996–2013)
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 309 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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