3157 Ebbtide Dr, Edgewood, MD 21040 Property Records

Harford County property record for 3157 Ebbtide Dr, Edgewood, MD 21040 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,652 sqft · built 1991
Lot Size0.119 acres (5,175 sqft)
OwnerIndividual Name on File
Tax Bill$2,549 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN01-077333

Property Details

APN / Parcel Number

Primary APN01-077333
Alternative APNs
  • 1077333
  • 077333

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,652 sqft Total Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,175 sqft (0.119 acres)
Lot Dimensions115 ft deep x 45 ft wide
PorchSlab
Porch Area88 sqft
Deck Area432 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number077333
Street Address3157 EBBTIDE DR
CityEDGEWOOD
StateMD
Zip21040-2920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 45/45X115 3157 EBBTIDE DRIVE HARBOUR OAKS PT 43/9
Legal SubdivisionHARBOUR OAKS
Legal Lot Number28,3157
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3002
Census Tract301602

Owner

Source: Harford County records · APN 01-077333

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3157 EBBTIDE DR, EDGEWOOD, MD 21040-2920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2004
Deed SaleJun 15, 2004
Prior SaleDec 12, 1990 · Amount on Record
Deed Document Number20044125
Deed Book / Page5430 / 676
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address3157 EBBTIDE DR, EDGEWOOD, MD 21040-2920
Document Number0125820230
Book / Page012582 / 000230
Instrument DateOct 17, 2017
Transaction TypeMortgage
Record UpdatedNov 10, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3157 EBBTIDE DR EDGEWOOD MD 210402920, EDGEWOOD, MD 21040-2920

Mortgage

Document Number0125820230
DateNov 02, 2017
Book Page012582/000230
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2032

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$268,200 (+23.71%) Land $60,100 Building $208,100$268,200 (+23.71%) Land $60,100 Building $208,100
2025$2,549.00 (+11.26%)
2023$216,800 Land $60,100 Building $156,700$216,800 Land $60,100 Building $156,700
2022$2,291.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253016023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims7 (1996–2013)
Most Recent ClaimMay 2013, rainfall accumulation
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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