316 Willowpointe Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 316 Willowpointe Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,394 sqft · built 1995
Lot Size1.23 acres (53,579 sqft)
Owner2 Individual Names on Record
Tax Bill$5,541 (2025)
Deeds & MortgagesMar 2020 Transfer
Jan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN567906A076

Property Details

APN / Parcel Number

Primary APN567906A076
Alternative APN
  • 3-0107-5632-00-0073.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,394 sqft Living Area
Gross Area4,254 sqft
1st Floor Area2,394 sqft
Basement Area1,230 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeHip
Roof MaterialAsphalt
Lot Area53,579 sqft
Garage TypeAttached
Garage Area630 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number567906A076
Street Address316 WILLOWPOINTE DR
CitySAINT CHARLES
StateMO
Zip63304-7689
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionLAKES #3 LOT 73
Legal SubdivisionLAKES #3
Legal Lot Number73
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group3
Census Block3025
Census Tract311124

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address316 WILLOWPOINTE DR, SAINT CHARLES, MO 63304-7689
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 15, 2020Deed of Trust, Mortgage · Line of Credit
LINDELL BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 26, 2020
Transfer Doc0072392292
Record UpdatedSep 20, 2026

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateMar 2, 2020
Property Address316 WILLOWPOINTE DR, SAINT CHARLES, MO 63304-7689
Document Number0072392292
Book / Page007239 / 002292
Instrument DateFeb 26, 2020
Instrument125860
Transaction TypeTransfer
Record UpdatedMar 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address316 WILLOWPOINTE DR ST CHARLES MO 633047689, ST CHARLES, MO 63304-7689

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address316 WILLOWPOINTE DR, SAINT CHARLES, MO 63304-7689
Document Number0072212084
Instrument DateJan 15, 2020
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address316 WILLOWPOINTE DR ST CHARLES MO 633047689, ST CHARLES, MO 63304-7689

Mortgage

Document Number0072212084
DateJan 27, 2020
Book Page007221/002084
Instrument53410
Lender
NameLINDELL BK&TR
TypeBank
AddressSAINT PETERS, MO 63376
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$93,578 (-)$492,514 (-) Land $110,000 Building $382,514
2025$5,541.00 (+11.09%)$93,578 (+11.86%)$492,514 (+11.86%) Land $110,000 Building $382,514
2024$4,988.00
2023$83,653
2022$440,278 Land $110,000 Building $330,278

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: i3 Broadband, Wisper ISP.

Nearby Properties on Willowpointe Dr

Nearby Streets

Search Property Records by Address or Parcel Number