St. Charles County property record for 308 Willowpointe Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,200 sqft · built 1984 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,002 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jun 2026 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 567906A066 |
| Primary APN | 567906A066 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,200 sqft Living Area |
| Gross Area | 4,480 sqft |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 1,280 sqft |
| Finished Basement | 640 sqft |
| Unfinished Basement | 640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 272 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 567906A066 |
|---|---|
| Street Address | 308 WILLOWPOINTE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | LAKES #3 LOT 63 |
| Legal Subdivision | LAKES #3 |
| Legal Lot Number | 63 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | DARDENNE |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 311124 |
Source: St. Charles County records · APN 567906A066
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 308 WILLOWPOINTE DR, SAINT CHARLES, MO 63304-7675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 31, 2026 | Warranty Deed, Transfer INVESTORS LAND TITLE, INVESTORS TITLE |
| Jun 15, 2026 | Deed of Trust, Mortgage · Construction Mortgage STIFEL BANK AND TRUST |
| Mar 13, 2020 | Deed of Trust, Mortgage STIFEL BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 |
| Deed Sale | Jul 31, 2026 |
| Prior Sale | Feb 29, 2008 · Amount on Record |
| Deed Document Number | 202636305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 31, 2026 |
| Property Address | 308 WILLOWPOINTE DR, SAINT CHARLES, MO 63304-7675 |
| Document Number | 0000036305 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202636305 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | INVESTORS LAND TITLE, INVESTORS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 WILLOWPOINTE DR, SAINT CHARLES, MO 63304-7675 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 15, 2026 |
| Property Address | 308 WILLOWPOINTE DR, SAINT CHARLES, MO 63304-7675 |
| Document Number | 0000027816 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202627816 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 308 WILLOWPOINTE DR, SAINT CHARLES, MO 63304-7675 |
| Document Number | 0000027816, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202627816 |
| Name | STIFEL BANK AND TRUST |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 308 WILLOWPOINTE DR, SAINT CHARLES, MO 63304-7675 |
| Document Number | 0072522021 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 308 WILLOWPOINTE DR ST CHARLES MO 633047675, ST CHARLES, MO 63304-7675 |
| Document Number | 0072522021 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 007252/002021 |
| Instrument | 173330 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 19, 2040 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,436 (-) | $444,399 (-) Land $100,000 Building $344,399 | |
| 2025 | $5,002.00 | $84,436 (+9.76%) | $444,399 (+9.76%) Land $100,000 Building $344,399 |
| 2023 | $76,929 | ||
| 2022 | $404,892 Land $100,000 Building $304,892 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · other causes |
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 163 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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