316 W James St, Mabank, TX 75147 Property Records

Henderson County property record for 316 W James St, Mabank, TX 75147

Property Summary

Property Type	Single Family Home
Details	1,682 sqft · built 2023
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,859 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3197-0000-0020-50`

Property Details

APN / Parcel Number

Primary APN	`3197-0000-0020-50`
Alternative APNs	`R000137031` `316601`

Interior

Stories	1 Story
Building Area	1,682 sqft Living Area
Gross Area	2,212 sqft
1st Floor Area	1,682 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Location & Zoning

Account Number	316601
Street Address	316 W JAMES ST
City	MABANK
State	TX
Zip	75147-3726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 AB 794 G T WALTERS SUR, JAMES STREET ESTATES, LT 2 (RE:TR 2N) G/253
Legal Subdivision	JAMES STREET ESTATES
Legal Tract	2N
Legal Lot Number	2
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1011
Census Tract	950604

Owner

316 W James St is owned and occupied by two individuals who acquired it in August 2026.

Source: Henderson County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	316 W JAMES ST, MABANK, TX 75147-3726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Special Warranty Deed, Transfer FIRST VA TITLE AND ESCROW LLC, FIRST TITLE & ESCROW LLC
Aug 24, 2026	Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2025	Special Warranty Deed, Foreclosure
Nov 12, 2025	Trustee's Deed, Foreclosure
Oct 30, 2023	Intrafamily Transfer, Transfer
Feb 16, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage WILLOW BEND MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026
Deed Sale	Aug 25, 2026
Prior Sale	Aug 24, 2026 · Amount on File
Deed Document Number	202612552
Prior Transfer Date	Nov 4, 2025
Prior Transfer Doc	0000016297
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENDERSON TX
Recording Date	Aug 25, 2026
Property Address	316 W JAMES ST, MABANK, TX 75147-3726
Document Number	0000012552
Instrument Date	Aug 21, 2026
Instrument	202612552
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	FIRST VA TITLE AND ESCROW LLC, FIRST TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 W JAMES ST, MABANK, TX 75147-3726

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENDERSON TX
Recording Date	Aug 24, 2026
Property Address	316 W JAMES ST, MABANK, TX 75147-3726
Document Number	0000012453
Instrument Date	Aug 21, 2026
Instrument	202612453
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE TEXAS INC, TITLE & ESCROW OF TEXAS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 W JAMES ST, MABANK, TX 75147-3726

Mortgage

Document Number	0000012454,
Date	Aug 24, 2026
Instrument	202612454

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000012553,
Date	Aug 25, 2026
Instrument	202612553

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2025: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	HENDERSON TX
Recording Date	Nov 19, 2025
Property Address	316 W JAMES ST, MABANK, TX 75147-3726
Document Number	202500016674
Map Reference	CAB G SL 253
Instrument Date	Nov 18, 2025
Instrument	2025-00016674
Transaction Type	Foreclosure
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

November 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HENDERSON TX
Recording Date	Nov 12, 2025
Property Address	316 W JAMES ST, MABANK, TX 75147-3726
Document Number	202500016297
Map Reference	CAB G SL 253
Instrument Date	Nov 4, 2025
Instrument	2025-00016297
Transaction Type	Foreclosure
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON TX
Recording Date	Oct 30, 2023
Property Address	316 W JAMES ST, MABANK, TX 75147-3726
Document Number	202300016414
Map Reference	CAB G SL 253
Instrument Date	Oct 26, 2023
Instrument	2023-00016414
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1327 BELAIRE DR, RICHARDSON, TX 75080-4704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 W JAMES ST, MABANK, TX 75147-3726

February 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Feb 16, 2023
Property Address	316 W JAMES ST, MABANK, TX 75147-3726
Document Number	202300002171
Map Reference	CAB G SL 253
Instrument Date	Feb 15, 2023
Instrument	2023-00002171
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, COLONIAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 WYCON STREET, WAXAHACHIE, TX 75167

Mortgage

Document Number	202300002172
Date	Feb 16, 2023
Instrument	2023-00002172

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 316 W James St was $2,859, down 22.9% from the year before.

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Mabank Town
Unified School District	Mabank Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,859.00 (-22.94%)	$371,055 Land $15,000 Building $356,055	$371,055 Land $15,000 Building $356,055
2024	$3,710.00 (+4.86%)
2023	$3,538.00 (+15,282.61%) Homeowner's exemption Senior Citizen's exemption	$335,815 Land $2,200 Building $333,615	$335,815 Land $2,200 Building $333,615
2022	$23.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 W James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 W James St is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MABANK serves 15,207 people · EPA ID TX1290005
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Conquest Wireless Fixed Wireless	175 / 50

May also be available: Brightspeed.

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