314 W James St, Mabank, TX 75147 Property Records

Henderson County property record for 314 W James St, Mabank, TX 75147

Property Summary

Property Type	Single Family Home
Details	1,231 sqft · built 2024
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,032 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3197-0000-0030-50`

Property Details

APN / Parcel Number

Primary APN	`3197-0000-0030-50`
Alternative APNs	`R000137032` `316602`

Interior

Stories	1 Story
Building Area	1,231 sqft Living Area
Gross Area	1,871 sqft
1st Floor Area	1,231 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	324 sqft

Location & Zoning

Account Number	316602
Street Address	314 W JAMES ST
City	MABANK
State	TX
Zip	75147-3726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 AB 794 G T WALTERS SUR, JAMES STREET ESTATES, LT 3 (RE:TR 2N) G/253
Legal Subdivision	JAMES STREET ESTATES
Legal Tract	2N
Legal Lot Number	3
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1011
Census Tract	950604

Owner

Source: Henderson County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 W JAMES ST, MABANK, TX 75147-3726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed, Transfer COLONIAL TITLE COMPANY
May 21, 2026	Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Jan 7, 2022	Warranty Deed, Transfer COLONIAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2026
Deed Sale	May 26, 2026
Prior Sale	May 21, 2026 · Amount on Record
Deed Document Number	20267596
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON TX
Recording Date	May 26, 2026
Property Address	314 W JAMES ST, MABANK, TX 75147-3726
Document Number	0000007596
Instrument Date	May 20, 2026
Instrument	20267596
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	COLONIAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 W JAMES ST, MABANK, TX 75147-3726

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON TX
Recording Date	May 21, 2026
Property Address	314 W JAMES ST, MABANK, TX 75147-3726
Document Number	0000007422
Instrument Date	May 20, 2026
Instrument	20267422
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	COLONIAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 W JAMES ST, MABANK, TX 75147-3726

Mortgage

Document Number	202600007423,
Date	May 21, 2026
Instrument	20267423

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Document Number	0000007597,
Date	May 26, 2026
Instrument	20267597

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON TX
Recording Date	Jan 7, 2022
Property Address	314 W JAMES ST, MABANK, TX 75147-3726
Document Number	202200000364
Map Reference	CAB G LS 253
Instrument Date	Jan 7, 2022
Instrument	2022-00000364
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	COLONIAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 W JAMES ST, MABANK, TX 75147-3726

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Mabank Town
Unified School District	Mabank Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,032.00 (-29.54%) Homeowner's exemption Senior Citizen's exemption	$289,974 (-7.64%) Land $15,000 Building $274,974	$289,974 (-7.64%) Land $15,000 Building $274,974
2024	$2,884.00 (-15.62%)
2023	$3,418.00 (-25.66%) Homeowner's exemption	$313,962 Land $2,200 Building $311,762	$313,962 Land $2,200 Building $311,762
2022	$4,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MABANK serves 15,207 people · EPA ID TX1290005
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Conquest Wireless Fixed Wireless	175 / 50

May also be available: Brightspeed.

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