Gloucester County and Westville Borough property record for 316 Summit Ave, Westville, NJ 08093
| Property Type | Single Family Home |
|---|---|
| Details | 1,930 sqft · built 1920 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $218,000 (Feb 2021) |
| Tax Bill | $8,986 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Feb 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00019-0000-00008 |
| Primary APN | 21-00019-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,930 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Street Address | 316 SUMMIT AVE |
|---|---|
| City | WESTVILLE |
| State | NJ |
| Zip | 08093-1028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | WESTVILLE |
| Legal Block | 19 |
| Legal Lot Number | 8 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 500100 |
Source: Gloucester County and Westville Borough records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 316 SUMMIT AVE, WESTVILLE, NJ 08093-1028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 15, 2020 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Dec 11, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Mar 8, 2017 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2021 · Amount on Record |
| Deed Sale | Feb 3, 2021 · Amount on Record |
| Prior Sale | Mar 8, 2017 · Amount on Record |
| Deed Document Number | 20216323 |
| Deed Book / Page | 6415 / 198 |
| Prior Transfer Date | Aug 7, 2012 |
| Prior Transfer Doc | 0000035688 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Feb 3, 2021 |
| Property Address | 316 SUMMIT AVE, WESTVILLE, NJ 08093-1028 |
| Document Number | 0000006323 |
| Book / Page | 6415 / 198 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 6323 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $763.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 SUMMIT AVE, WESTVILLE, NJ 08093-1028 |
| Document Number | 0000006324 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 6324 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 316 SUMMIT AVE, WESTVILLE, NJ 08093-1028 |
| Document Number | 0000012307 |
| Instrument Date | Feb 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 316 SUMMIT AVE WESTVILLE NJ 080931028, WESTVILLE, NJ 08093-1028 |
| Document Number | 0000012307 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 016170/000210 |
| Instrument | 12307 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 30, 2060 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Property Address | 316 SUMMIT AVE, WESTVILLE, NJ 08093-1028 |
| Document Number | 0000049610 |
| Book / Page | 015305 / 000011 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2018 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 316 SUMMIT AVE WESTVILLE NJ 080931028, WESTVILLE, NJ 08093-1028 |
| Document Number | 0000049610 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 015305/000011 |
| Instrument | 49610 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 17, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Mar 8, 2017 |
| Property Address | 316 SUMMIT AVE, WESTVILLE, NJ 08093-1028 |
| Document Number | 0000009611 |
| Book / Page | 005616 / 000291 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 9611 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 316 SUMMIT AVE WESTVILLE NJ 080931028, WESTVILLE, NJ 08093-1028 |
| Document Number | 9613 |
|---|---|
| Date | Mar 8, 2017 |
| Book Page | 015006/000173 |
| Instrument | 9613 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
Source: Gloucester County and Westville Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Westville Borough |
| Secondary School District | Gateway Regional School District (07 - 12) |
| Elementary School District | Westville Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,400 (+138.89%) Land $58,600 Building $319,800 | $378,400 (+138.89%) Land $58,600 Building $319,800 | |
| 2025 | $8,986.00 (+4.27%) | $158,400 (-) Land $44,200 Building $114,200 | $158,400 (-) Land $44,200 Building $114,200 |
| 2024 | $8,618.00 (+6.36%) | ||
| 2023 | $158,400 Land $44,200 Building $114,200 | $158,400 Land $44,200 Building $114,200 | |
| 2022 | $8,103.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 45 (1979–2024) |
| Claims Outside the SFHA | 4 of 45 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTVILLE WATER DEPARTMENT serves 6,000 people · EPA ID NJ0821001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.67 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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